Citigroup vs Wells Fargo
Citigroup and Wells Fargo are similar in size: $85.22bn and $83.70bn of revenue in their latest fiscal years. Citigroup grew faster (5.6% against 1.7%). Wells Fargo kept more of each dollar of sales as profit: a net margin of 25.5% against 16.8%.
| Latest fiscal year | CitigroupC, 2025 | Wells FargoWFC, 2025 |
|---|---|---|
| Revenue | $85.22bn | $83.70bn |
| Revenue growth | 5.6% | 1.7% |
| Net income | $14.31bn | $21.34bn |
| Operating margin | — | — |
| Net margin | 16.8% | 25.5% |
| Return on equity | 6.8% | 11.8% |
| Free cash flow | −$74.15bn | — |
| Cash | $349.58bn | $172.59bn |
| Total debt | $367.70bn | $193.03bn |
| Debt to equity | — | — |
| Dividend per share | — | $1.70 |
| Dividend yield | 2.5% | 2.2% |
| Share buybacks | $13.25bn | $17.52bn |
| Employees | — | 205,000 |
| Market value | $212.06bn | $256.20bn |
| Price vs our value range | — | — |
| Moat score | 45 (Moderate) | 65 (Moderate) |
| Insider trades, 12 months | 0 buys, 11 sales | 0 buys, 3 sales |