Bank Of The James Financial Group vs Community Bancorp
Bank Of The James Financial Group and Community Bancorp are similar in size: $48.7m and $48.8m of revenue in their latest fiscal years. Community Bancorp grew faster (16.7% against 9.7%). Community Bancorp kept more of each dollar of sales as profit: a net margin of 34.8% against 18.5%.
| Latest fiscal year | Bank Of The James Financial GroupBOTJ, 2025 | Community BancorpCMTV, 2025 |
|---|---|---|
| Revenue | $48.7m | $48.8m |
| Revenue growth | 9.7% | 16.7% |
| Net income | $9.0m | $17.0m |
| Operating margin | — | — |
| Net margin | 18.5% | 34.8% |
| Return on equity | 12.5% | 16.0% |
| Free cash flow | $10.5m | $15.3m |
| Cash | $84.5m | $128m |
| Total debt | $0 | $36.0m |
| Debt to equity | — | — |
| Dividend per share | $0.40 | $0.98 |
| Dividend yield | 1.7% | 1.7% |
| Share buybacks | — | — |
| Employees | 175 | 125 |
| Market value | $108m | $238m |
| Price vs our value range | — | — |
| Moat score | 66 (Moderate) | 71 (Strong) |
| Insider trades, 12 months | 16 buys, 0 sales | 17 buys, 0 sales |