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Bank Of The James Financial Group Inc income statement

In fiscal 2025, Bank Of The James Financial Group Inc reported revenue of $48.7m, up 9.7% on the year before and net income of $9.0m, or $1.99 per diluted share. Every line below comes from the company's 10-K and 10-Q filings; column headings link to the filing.

Income statement

US$ millions unless shown otherwise. Fiscal years, plus the last twelve months (LTM) when newer.

Fiscal year2010Dec 20102011Dec 20112012Dec 20122013Dec 20132014Dec 20142015Dec 20152016Dec 20162017Dec 20172018Dec 20182019Dec 20192020Dec 20202021Dec 20212022Dec 20222023Dec 20232024Dec 20242025Dec 2025LTMJun 2026
Revenue1919191920222425283236384343444952
Interest expense643223234552210———
Net interest income1515161616181921232525273030293335
Non-interest income444344555711111313151617
Non-interest expense1414141515161819212427293333353837
Provision for credit losses35210021113−1−1−0−1−01
Income before tax2134555577691110101114
Income tax1−0111222111222223
Net income212334335658998911
Diluted EPS$0.55$0.16$0.58$0.83$0.92$0.97$0.68$0.61$1.10$1.16$1.04$1.60$1.91$1.91$1.75$1.99$2.53
Diluted shares (average)—4m4m4m4m4m5m5m5m5m5m5m5m5m5m5m5m

EBITDA is operating income plus depreciation and amortisation. EPS and share counts are restated for stock splits. A dash means the company did not report the line for that period; expense lines are shown as reported, so they need not add up to the totals when a company reports other items between them.

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Figures from Bank Of The James Financial Group Inc's SEC filings (10-K and 10-Q), retrieved October 29, 2026. How we read and check them: methodology and data sources. Not investment advice. Back to Bank Of The James Financial Group Inc.