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Bank Of The James Financial Group Inc balance sheet

At the end of fiscal 2025, Bank Of The James Financial Group Inc had total assets of $1.04bn, total liabilities of $959m and shareholders' equity of $80.0m. It held $84.5m in cash against $0 of debt.

Balance sheet

US$ millions unless shown otherwise. Fiscal years, plus the last twelve months (LTM) when newer.

Fiscal year2010Dec 20102011Dec 20112012Dec 20122013Dec 20132014Dec 20142015Dec 20152016Dec 20162017Dec 20172018Dec 20182019Dec 20192020Dec 20202021Dec 20212022Dec 20222023Dec 20232024Dec 20242025Dec 2025LTMJun 2026
Cash and equivalents192341171329293750391011836275738436
Goodwill———————————322222
Total assets4194274414354615275746266757258519889299699791,0391,041
Total debt0000000000428—0000
Total liabilities393401412405426479525575620664785918878909914959958
Shareholders' equity2527303035484952556167695060658083
Shares outstanding3m3m3m3m3m4m4m4m4m4m4m5m5m5m5m5m5m

Balances at each fiscal year end (quarter end in the quarterly view). Total debt is short- plus long-term borrowings, including lease debt where the company reports it within debt. Where assets do not equal liabilities plus shareholders' equity, the difference (non-controlling interests, redeemable preferred shares) is shown on its own line.

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Figures from Bank Of The James Financial Group Inc's SEC filings (10-K and 10-Q), retrieved October 29, 2026. How we read and check them: methodology and data sources. Not investment advice. Back to Bank Of The James Financial Group Inc.