Popular vs UMB Financial
Popular is the larger business, with $3.20bn of revenue in fiscal 2025 against $2.65bn for UMB Financial (1.2 times as much). UMB Financial grew faster (62.8% against 8.8%). UMB Financial kept more of each dollar of sales as profit: a net margin of 26.5% against 26.0%.
| Latest fiscal year | PopularBPOP, 2025 | UMB FinancialUMBF, 2025 |
|---|---|---|
| Revenue | $3.20bn | $2.65bn |
| Revenue growth | 8.8% | 62.8% |
| Net income | $833m | $702m |
| Operating margin | — | — |
| Net margin | 26.0% | 26.5% |
| Return on equity | 14.0% | 12.6% |
| Free cash flow | $681m | $978m |
| Cash | $413m | $7.77bn |
| Total debt | $1.45bn | $474m |
| Debt to equity | — | — |
| Dividend per share | $2.90 | $1.63 |
| Dividend yield | 1.9% | 1.6% |
| Share buybacks | — | $17.6m |
| Employees | 9,406 | 5,222 |
| Market value | $10.15bn | $10.44bn |
| Price vs our value range | — | — |
| Moat score | 66 (Moderate) | 58 (Moderate) |
| Insider trades, 12 months | 0 buys, 13 sales | 6 buys, 26 sales |