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UMB Financial Corp cash flow statement

In fiscal 2025, UMB Financial Corp's operations generated $1.03bn of cash; it spent $48.6m on capital projects, leaving free cash flow of $978m. It returned $136m in dividends and $17.6m through buybacks.

Cash flow statement

US$ millions unless shown otherwise. Fiscal years, plus the last twelve months (LTM) when newer.

Fiscal year2009Dec 20092010Dec 20102011Dec 20112012Dec 20122013Dec 20132014Dec 20142015Dec 20152016Dec 20162017Dec 20172018Dec 20182019Dec 20192020Dec 20202021Dec 20212022Dec 20222023Dec 20232024Dec 20242025Dec 2025LTMSept 2026
Cash from operations1471802132242952462122963272963403745347704732251,0271,187
Depreciation and amortisation383943414446−3−25553566356545953142142
Stock-based pay5677810111213111515212119233841
Capital spending233336443845545136587260345223204945
Free cash flow1231471771802572011582462902382683135007184502059781,142
Free cash flow after stock pay1181411711732481911472342772272532984796964311839401,101
Dividends paid29303234364146495258596067727477136163
Share buybacks279920468161577464632881838
Shares issued————231———————————235—

Free cash flow is cash from operations minus capital spending. Free cash flow after stock pay also subtracts stock-based compensation, a real cost to shareholders that the cash flow statement adds back. Dividends, buybacks and shares issued are cash amounts for the period.

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Figures from UMB Financial Corp's SEC filings (10-K and 10-Q), retrieved October 30, 2026. How we read and check them: methodology and data sources. Not investment advice. Back to UMB Financial Corp.