UMB Financial Corp income statement

In fiscal 2025, UMB Financial Corp reported revenue of $2.65bn, up 62.8% on the year before and net income of $702m, or $9.29 per diluted share. Every line below comes from the company's 10-K and 10-Q filings; column headings link to the filing.

Income statement

US$ millions unless shown otherwise. Fiscal years, plus the last twelve months (LTM) when newer.

UMB Financial Corp: income statement, annual
Fiscal year	2009Dec 2009	2010Dec 2010	2011Dec 2011	2012Dec 2012	2013Dec 2013	2014Dec 2014	2015Dec 2015	2016Dec 2016	2017Dec 2017	2018Dec 2018	2019Dec 2019	2020Dec 2020	2021Dec 2021	2022Dec 2022	2023Dec 2023	2024Dec 2024	2025Dec 2025	LTMSept 2026
Revenue	613	671	731	778	825	849	783	898	982	1,012	1,098	1,291	1,283	1,468	1,462	1,629	2,652	3,010
Interest expense	53	36	27	20	15	14	19	28	58	122	192	77	46	224	919	—	—	—
Net interest income	303	311	317	320	333	350	412	495	559	610	671	731	816	914	920	1,001	1,862	2,129
Non-interest income	310	360	414	458	492	499	371	403	424	402	427	560	467	554	542	628	790	881
Non-interest expense	461	513	563	590	623	666	639	667	705	718	779	822	834	898	999	1,027	1,623	1,606
Provision for credit losses	32	32	22	18	18	17	16	33	41	71	33	131	20	38	41	61	155	111
Income before tax	120	127	146	170	184	166	128	199	236	224	286	339	429	532	422	541	875	1,294
Income tax	31	36	40	48	50	45	32	45	53	27	42	52	76	100	72	100	173	261
Net income	89	91	106	123	134	121	116	159	247	196	244	287	353	432	350	441	702	1,032
Diluted EPS	$2.20	$2.26	$2.64	$3.04	$3.20	$2.65	$2.44	$3.22	$4.96	$3.93	$4.96	$5.93	$7.24	$8.86	$7.18	$8.99	$9.29	$13.50
Diluted shares (average)	41m	40m	40m	40m	42m	45m	48m	49m	50m	50m	49m	48m	49m	49m	49m	49m	74m	76m

US$ millions unless shown otherwise. Fiscal quarters.

UMB Financial Corp: income statement, quarterly
Quarter	2024 Q4Dec 2024	2025 Q1Mar 2025	2025 Q2Jun 2025	2025 Q3Sept 2025	2025 Q4Dec 2025	2026 Q1Mar 2026	2026 Q2Jun 2026	2026 Q3Sept 2026
Revenue	434	564	689	678	721	739	778	772
Net interest income	269	398	467	475	523	534	533	540
Non-interest income	165	166	222	203	198	205	246	232
Non-interest expense	270	385	393	419	426	381	400	399
Provision for credit losses	19	86	21	23	25	27	28	31
Income before tax	145	93	275	237	270	331	350	342
Income tax	25	12	58	48	55	70	73	64
Net income	120	81	217	188	215	261	278	278
Diluted EPS	$2.43	$1.21	$2.82	$2.36	$2.76	$3.35	$3.56	$3.56

EBITDA is operating income plus depreciation and amortisation. EPS and share counts are restated for stock splits. A dash means the company did not report the line for that period; expense lines are shown as reported, so they need not add up to the totals when a company reports other items between them.

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Figures from UMB Financial Corp's SEC filings (10-K and 10-Q), retrieved October 30, 2026. How we read and check them: methodology and data sources. Not investment advice. Back to UMB Financial Corp.