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Princeton Bancorp vs Oak Valley Bancorp

Princeton Bancorp and Oak Valley Bancorp are similar in size: $84.3m and $81.7m of revenue in their latest fiscal years. Princeton Bancorp grew faster (12.8% against 6.7%). Oak Valley Bancorp kept more of each dollar of sales as profit: a net margin of 29.3% against 22.1%.

Latest fiscal yearPrinceton BancorpBPRN, 2025Oak Valley BancorpOVLY, 2025
Revenue $84.3m $81.7m
Revenue growth 12.8% 6.7%
Net income $18.6m $23.9m
Operating margin — —
Net margin 22.1% 29.3%
Return on equity 7.0% 12.2%
Free cash flow $20.6m $24.6m
Cash $136m $232m
Total debt $0 $0
Debt to equity — —
Dividend per share $1.25 $0.60
Dividend yield 3.0% 1.9%
Share buybacks $7.9m —
Employees 241 245
Market value $299m $290m
Price vs our value range — —
Moat score — 74 (Strong)
Insider trades, 12 months 0 buys, 0 sales 26 buys, 9 sales

Each figure is from the company's latest annual report and links to the page it comes from. Fiscal years can end on different dates. Market value and the value verdict use the delayed price shown on the stock pages. Not a recommendation.

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Figures from each company's latest annual report filed with the SEC (10-K or 20-F), as reported, with the fiscal year shown. Not investment advice. How we read filings: methodology.