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Oak Valley Bancorp (OVLY) stock

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NASDAQ: OVLY Nasdaq Regional Banks Next results ~January 25, 2027

C Fundamentals grade

Oak Valley Bancorp is a US-listed company in the regional banks industry. Its financial year ends in December.

Who’s trading

What company insiders, investment funds and members of Congress have been doing with the stock, from their own filings.

  • Insiders6 buying, 1 selling26 purchases and 9 sales by directors and officers, last 12 monthsInsider trades
  • Funds53 adding, 20 cuttingOf 17 active managers that changed their stake, 15 added; quarter to June 30, 2026Fund buyers and sellers

Value diary

Our note on each quarter Oak Valley Bancorp files

Where Oak Valley Bancorp stands after its latest 10-Q

Revenue for the twelve months to June 2026 was $84m, up 7.4% on a year earlier, about the same pace as a quarter earlier.

Our model value for Oak Valley Bancorp is under review, so past values are not shown until it is resolved.

Source: 10-Q filed August 14, 2026 on SEC EDGAR · Financials · Valuation

Written from the company's filings and our models when each quarter's report arrives. Figures in older notes are as published at the time. Not investment advice.

The Fundamentalytics view

Next results ~January 25, 2027 (estimated)

Oak Valley Bancorp's trailing-twelve-month revenue grew 7.4% year on year, with a free-cash-flow margin of 29.2%.

Current signal Several insiders buying shares: 3 insiders bought shares in the open market in the past 90 days, according to their Form 4 filings.

Assembled from SEC-filed figures — the full workings are on this page and in our methodology. Observations, not recommendations.

Highlights

How we pick these

Strengths

  • Strong cash generation. 29.2% of revenue turned into free cash flow.
  • Net cash. Cash exceeds long-term debt by $0.2bn.

Things to watch

  • Weakest spot: revenue growth. Revenue growth of 7.4% ranks 182 of 245 regional banks companies we cover (median 12.5%).

Latest results: FY2026 Q2

Filed August 14, 2026
Revenue
$21m, up 3.8% on a year earlier
Share reaction
-0.6% in the first session after the results on October 23, 2026, against +0.2% for the S&P 500
Next report
October 28, 2026

Oak Valley Bancorp's figures from its SEC filings and results release; estimates are the analysts' average. Not a recommendation.

Price chart

  • 1 day+1.2%
  • 1 week+2.4%
  • 1 month+2.2%
  • This year+18.6%
  • 1 year+30.7%
  • 5 years+114.3%
  • S&P 500 this year+11.2%

Closing prices to 2026-11-02. Price change only, dividends excluded.

Loading chart…

Third-party market data · may be delayed

At a glance

Trailing twelve months, from SEC filings

Profitability

Revenue (TTM)
$83.8M
Net margin
28.0%
EPS (TTM, diluted)
$2.82

Growth

Revenue growth
+7.4%
Change in growth rate
−0.1 pts
Share count change
+0.5%

Earnings

Last results
October 23, 2026
Next results (est.)
January 25, 2027

News & updates

Updated October 31, 2026

Company announcements, filed results and changes that matter to shareholders.

  1. Results
  2. Results

Refreshed hourly when new source data is available. Summaries are checked against company releases and SEC filings. Company announcement headlines are labelled when a checked summary is unavailable.

Valuation

Oak Valley Bancorp valuation models and calculator

No model value for Oak Valley Bancorp at the moment. Current status: valuation models disagree too widely to rate. Available reported financials are shown below.

Fundamentalytics rating

model v1.6 · 2026-11-03

Not rated: valuation models disagree too widely to rate: held for review.

The inputs used by the models below have passed source checks. Individual model values are available below and in the interactive valuator. Their differences are shown explicitly; the platform combined value and recommendation remain withheld.

Valuation models

We value Oak Valley Bancorp as a bank or lender, with every model that fits that kind of business. Cost of equity 8%: the 10-year Treasury yield (4.9%) plus a beta of 0.67 times a 4.5% equity risk premium.

Value per share by model
Model Value per share In the combined value?
Residual income Book value plus the present value of returns above the cost of equity, fading over ten years. ~$66 ~$45–$100 Primary model, counts double
Justified price-to-book Book value times (return on equity - growth) / (cost of equity - growth): steady-state returns. ~$65 ~$54–$82 Included
Price-to-book vs return on equity (peers) The price-to-book that peers with this return on equity trade on, from a line fitted across peers. ~$42 ~$28–$56 Included
Price-to-book vs peers Book value per share times peers' typical (harmonic-mean) price-to-book. ~$21 ~$27–$40 Included
Price-to-earnings vs peers Earnings per share times peers' typical (harmonic-mean) price-to-earnings. ~$27 ~$31–$42 Included
Dividend discount (two-stage) Dividends for five years at the growth the business can fund, then a steady payout and growth. ~$71 ~$56–$92 Included
Combined value Individual source-checked model scenarios are available. The platform combined value and recommendation remain withheld. — Combined value withheld. Review the individual models and their assumptions.

Different models fail in different ways, so where several apply we average them rather than trust one. Peer-based models compare Oak Valley Bancorp with banks and lenders in our coverage, using third-party market data. Model values are estimates under stated assumptions, updated as new filings arrive; not price targets or investment advice. How each model works.

Moat

74 /100

Strong moat

How hard Oak Valley Bancorp's competitive advantage looks for rivals to wear away, judged from 10 years of its own filings: returns on capital, pricing power, profit durability, cash conversion and discipline.

  • Returns on capital 12 / 20

    Net income has been a median 1.0% of total assets over 10 years.

  • Durability 19 / 20

    Net margin has been a median 27.5%; its worst year was 23.1%.

  • Discipline 16 / 20

    The diluted share count rose 1.9% over five years; stock-based pay has been a median 1.1% of revenue.

AI disruption exposure: Medium. In this industry, AI could change how the product is made or sold, without replacing the core asset. The score above includes a 5-point deduction for that exposure (79 before it).

A rules-based reading of reported figures, not a forecast and not investment advice. How the score is built: methodology.

Forecasts and guidance

Analysts' consensus

No analyst estimates are published for Oak Valley Bancorp: too few analysts cover it.

Positioning

Short interest
1.0%
of tradable shares
Days to cover
4.37
at average volume
Short interest, 1 month
−16%
to October 15, 2026
Held by institutions
38%
of shares
Held by insiders
15.2%
of shares
Employees
247
full time

Consensus figures average analysts' published estimates (third-party data); guidance is the company's own. Neither is our forecast. Short interest is reported twice a month and lags. Market data may be delayed.

This section is general information, not investment advice or a personal recommendation, and it does not take account of your objectives or circumstances. Forecasts and guidance are estimates, not promises: companies miss their own guidance and analysts' figures are often revised. Prices can fall as well as rise, and you can lose money. See our disclaimer.

Share-price performance

Market data may be delayed

What moved the share price

Last 12 months +30.7%

$26.66 on October 31, 2025 to $34.85

ThenNowEffect
Revenue (last 12 months) $78m $84m +7.4%
Net margin 31.0% 28.0% −9.8%
P/E multiple 9.1x 12.4x +35.6%
Share count 8m 8m −0.5%

Biggest factor: p/e multiple.

Last 3 years +43.7%

$24.25 on November 3, 2023 to $34.85

ThenNowEffect
Revenue (last 12 months) $81m $84m +3.3%
Net margin 41.8% 28.0% −33.0%
P/E multiple 5.9x 12.4x +110.2%
Share count 8m 8m −1.2%

Biggest factor: p/e multiple.

The effects multiply back to the price change exactly. Results are the last 12 months as known on each date (filings assumed public 45 days after quarter end).

Return and risk by year

Calendar year 202120222023202420252026 to date
Return
OVLY+7%+32%+34%−1%+5%+19%
Industry peers (median)+34%−4%−2%+16%+10%+24%
S&P 500+29%−18%+26%+25%+18%+11%
Months that ended higher
OVLY50%58%58%33%50%91%
S&P 50075%42%67%75%75%46%
Largest fall from a high during the year
OVLY−19%−15%−17%−22%−20%−9%
S&P 500−5%−25%−10%−8%−19%−9%

Worst fall since November 3, 2015: 52% from January 10, 2018 to March 18, 2020. Getting back needed a 108% gain, reached on December 13, 2022, 1000 days after the low.

Price behaviour

52-week range
$26.83 – $34.88
From 52-week high
−0.1%
vs 50-day average
+2.1%
vs 200-day average
+5.0%
Volatility (1 year)
21%
Beta vs S&P 500
0.31

Volatility is the annualised standard deviation of daily returns. Beta 1.5 means the shares typically moved 1.5% for each 1% move in the S&P 500 over the past year. Prices to November 2, 2026.

Share price after results

Next day
7 up, 5 down
typical move ±1.4%
After a week
10 up, 2 down
typical move ±2.5%
After a month
7 up, 4 down
typical move ±4.4%
Results releasedNext dayS&P 500 next day5 days21 days
October 23, 2026 −0.6% +0.2% +0.5% —
July 23, 2026 −1.0% −1.1% +1.5% +6.2%
April 23, 2026 −1.2% +0.4% −3.2% −1.3%
January 26, 2026 +0.1% +0.9% +1.8% +4.0%
October 23, 2025 +2.0% +1.4% +1.1% +4.3%
July 21, 2025 +1.2% +0.2% +1.1% +1.4%
April 21, 2025 +3.4% +0.2% +4.5% +9.6%
January 27, 2025 −0.2% −0.6% −1.0% +5.3%
October 21, 2024 +1.2% −0.2% +1.3% +9.6%
July 19, 2024 −0.8% +0.4% +2.7% −2.2%
April 22, 2024 +2.8% +2.1% +1.1% −0.8%
January 22, 2024 +2.8% +0.5% +9.9% −4.2%

From the close before the release date to the close 1, 5 and 21 trading days after it, so releases before the open and after the close are both captured. Past moves don't predict future ones.

Oak Valley Bancorp in five measures

Fundamentals grade C
Growth Profitability Cash Balance sheet

Growth, profitability, cash generation and balance sheet are percentiles against the companies we cover in the same industry, from SEC filings (100 = best). Value compares the share price with our modelled value range (50 = at our base value; higher = cheaper). A description of reported data and our model — not a quality score or advice.

Fundamentals

Revenue (TTM) Oak Valley Bancorp
$76M $78M $80M $82M $84M FY23 Q3 FY24 Q2 FY25 Q1 FY26 Q2 Revenue (TTM), FY23 Q3: $83.3M Revenue (TTM), FY23 Q4: $82.4M Revenue (TTM), FY24 Q1: $80M Revenue (TTM), FY24 Q2: $78M Revenue (TTM), FY24 Q3: $77M Revenue (TTM), FY24 Q4: $76.6M Revenue (TTM), FY25 Q1: $77.2M Revenue (TTM), FY25 Q2: $78.1M Revenue (TTM), FY25 Q3: $79.7M Revenue (TTM), FY25 Q4: $81.7M Revenue (TTM), FY26 Q1: $83.1M Revenue (TTM), FY26 Q2: $83.8M $83.8M

Source: SEC EDGAR filings. Retrieved October 29, 2026.

View chart data
Period Revenue (TTM)
FY23 Q3 $83.3M
FY23 Q4 $82.4M
FY24 Q1 $80M
FY24 Q2 $78M
FY24 Q3 $77M
FY24 Q4 $76.6M
FY25 Q1 $77.2M
FY25 Q2 $78.1M
FY25 Q3 $79.7M
FY25 Q4 $81.7M
FY26 Q1 $83.1M
FY26 Q2 $83.8M
Revenue growth, TTM YoY Oak Valley Bancorp
-20% 0% 20% 40% 60% FY23 Q3 FY24 Q2 FY25 Q1 FY26 Q2 Revenue growth, TTM YoY, FY23 Q3: 43.7% Revenue growth, TTM YoY, FY23 Q4: 25.6% Revenue growth, TTM YoY, FY24 Q1: 7.1% Revenue growth, TTM YoY, FY24 Q2: -3.9% Revenue growth, TTM YoY, FY24 Q3: -7.6% Revenue growth, TTM YoY, FY24 Q4: -7.1% Revenue growth, TTM YoY, FY25 Q1: -3.4% Revenue growth, TTM YoY, FY25 Q2: 0.1% Revenue growth, TTM YoY, FY25 Q3: 3.6% Revenue growth, TTM YoY, FY25 Q4: 6.7% Revenue growth, TTM YoY, FY26 Q1: 7.6% Revenue growth, TTM YoY, FY26 Q2: 7.4% 7.4%

Source: SEC EDGAR filings. Retrieved October 29, 2026.

View chart data
Period Revenue growth, TTM YoY
FY23 Q3 43.7%
FY23 Q4 25.6%
FY24 Q1 7.1%
FY24 Q2 -3.9%
FY24 Q3 -7.6%
FY24 Q4 -7.1%
FY25 Q1 -3.4%
FY25 Q2 0.1%
FY25 Q3 3.6%
FY25 Q4 6.7%
FY26 Q1 7.6%
FY26 Q2 7.4%
FCF margin (TTM) Oak Valley Bancorp
25% 30% 35% 40% FY23 Q3 FY24 Q2 FY25 Q1 FY26 Q2 FCF margin (TTM), FY23 Q3: 36.0% FCF margin (TTM), FY23 Q4: 37.8% FCF margin (TTM), FY24 Q1: 34.3% FCF margin (TTM), FY24 Q2: 27.2% FCF margin (TTM), FY24 Q3: 37.3% FCF margin (TTM), FY24 Q4: 31.1% FCF margin (TTM), FY25 Q1: 29.5% FCF margin (TTM), FY25 Q2: 30.0% FCF margin (TTM), FY25 Q3: 25.7% FCF margin (TTM), FY25 Q4: 30.0% FCF margin (TTM), FY26 Q1: 30.5% FCF margin (TTM), FY26 Q2: 29.2% 29.2%

Source: SEC EDGAR filings. Retrieved October 29, 2026.

View chart data
Period FCF margin (TTM)
FY23 Q3 36.0%
FY23 Q4 37.8%
FY24 Q1 34.3%
FY24 Q2 27.2%
FY24 Q3 37.3%
FY24 Q4 31.1%
FY25 Q1 29.5%
FY25 Q2 30.0%
FY25 Q3 25.7%
FY25 Q4 30.0%
FY26 Q1 30.5%
FY26 Q2 29.2%

Data: SEC EDGAR XBRL company facts (as filed in 10-K/10-Q); forms 10-K, 10-K/A, 10-Q, 10-Q/A. Generated November 3, 2026. Definitions in our methodology.

Where the money goes

FY2025, from the 10-K

What Oak Valley Bancorp earned on its loans and securities in FY2025, what it paid depositors and lenders, and how its revenue split between running costs, credit losses, tax and profit.

  1. Interest income $87.9M
  2. Fee and other income $7.1M · 8.7%
  3. Interest paid $13.3M
  4. Net interest income $74.6M · 91.3%
  5. Revenue $81.7M
  6. Non-interest expense $50.3M · 61.5%
  7. Credit-loss provisions $805,000 · 1.0%
  8. Pre-tax profit $30.6M · 37.5%
  9. Income tax $6.7M · 8.2%
  10. Net income $23.9M · 29.3%

Shares of revenue. Source: Oak Valley Bancorp's 10-K for FY2025, as filed with the SEC.

Financial statements

US$ millions unless shown otherwise. Fiscal years, plus the last twelve months (LTM) when newer.

Fiscal year 2010 Dec 2010 2011 Dec 2011 2012 Dec 2012 2013 Dec 2013 2014 Dec 2014 2015 Dec 2015 2016 Dec 2016 2017 Dec 2017 2018 Dec 2018 2019 Dec 2019 2020 Dec 2020 2021 Dec 2021 2022 Dec 2022 2023 Dec 2023 2024 Dec 2024 2025 Dec 2025 LTM Jun 2026
Income
Revenue 28 28 28 28 29 30 36 40 43 46 50 54 66 82 77 82 84
Net income 5 6 6 6 7 5 8 9 12 12 14 16 23 31 25 24 23
Diluted EPS $0.49 $0.61 $0.69 $0.74 $0.89 $0.61 $0.95 $1.13 $1.42 $1.54 $1.68 $2.00 $2.79 $3.75 $3.02 $2.88 $2.82
Growth (year on year)
Revenue — +0.6% +0.2% −1.6% +5.4% +1.6% +21.8% +11.7% +7.8% +6.5% +8.0% +9.0% +21.0% +25.6% −7.1% +6.7% +7.4%
Net income — +26.6% −1.4% +1.8% +21.0% −31.1% +56.2% +18.6% +26.9% +8.3% +9.6% +19.4% +40.2% +34.7% −19.1% −4.1% −3.2%
Diluted EPS — +24.5% +13.1% +7.2% +20.3% −31.5% +55.7% +18.9% +25.7% +8.5% +9.1% +19.0% +39.5% +34.4% −19.5% −4.6% −3.6%
Margins
Net margin 16.7% 21.0% 20.7% 21.4% 24.5% 16.6% 21.3% 22.6% 26.7% 27.1% 27.5% 30.1% 34.9% 37.4% 32.6% 29.3% 28.0%
Free-cash-flow margin 25.6% 20.7% 29.4% 25.6% 20.1% 9.8% 25.7% 17.9% 29.6% 34.3% 35.2% 18.8% 32.9% 37.8% 31.1% 30.0% 29.2%
Cash flow
Cash from operations 8 10 9 8 7 4 10 9 14 17 19 11 23 33 26 29 26
Capital spending 1 4 1 0 2 1 1 2 2 1 2 1 1 2 2 4 2
Free cash flow 7 6 8 7 6 3 9 7 13 16 18 10 22 31 24 25 24
Stock-based pay 0 0 0 0 0 0 0 0 0 1 1 1 1 1 1 1 1
Free cash flow after stock pay 7 6 8 7 6 3 9 7 12 15 17 10 21 31 23 24 23
Balance sheet
Cash 69 101 141 105 144 191 191 149 126 148 227 778 430 217 169 232 195
Total debt 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Net debt (negative = net cash) −69 −101 −141 −105 −144 −191 −191 −149 −126 −148 −227 −778 −430 −217 −169 −232 −195
Diluted shares — 8m 8m 8m 8m 8m 8m 8m 8m 8m 8m 8m 8m 8m 8m 8m 8m
Returned to shareholders
Dividends — — — 0 1 2 2 2 2 2 2 2 2 3 4 5 6
Total returned — — — 0 1 2 2 2 2 2 2 2 2 3 4 5 6

Source: SEC EDGAR XBRL company facts (US and foreign periodic filings); column headings link to the filing. EBITDA is operating income plus depreciation and amortisation. Free cash flow is cash from operations minus capital spending. Growth is left blank when last year's figure was a loss or under 2% of revenue. Share counts and EPS are restated for stock splits. A dash means the company didn't report the figure.

Dividends, buybacks and capital spending

Dividends (TTM)
$5.7M
Returned to shareholders
23%
of free cash flow
Diluted share count
+0.5%
year over year
Total shareholder yield
1.9%
dividends 1.9% + buybacks 0.0% of market value
Dividend payout ratio
24%
of net income paid out

Competitors: side by side with peers

Closest by revenue in regional banks
Last 12 months unless stated OVLY BRBS HWBK BPRN TSBK WNEB Median
Revenue, last 12 months $84m $84m $85m $86m $87m $88m $255m
Revenue growth, last 12 months 7.4% −5.4% 12.1% 6.0% 9.4% 16.5% 12.5%
Revenue growth, 3-year average 1.1% −14.9% 6.7% 0.8% 3.3% −0.4% 6.0%
Revenue growth, latest quarter 3.8% −20.7% 15.0% 6.7% 6.3% 7.9% 10.7%
Net margin 28.0% 11.2% 30.0% 30.0% 36.2% 19.0% 28.7%
Cash from operations / revenue 31.3% 27.7% 39.7% 29.0% 35.9% 21.7% 34.3%
Free-cash-flow margin 29.2% 25.1% 33.0% 27.2% 33.4% 19.5% 31.4%
Free-cash-flow margin, 3-year average 28.8% 15.8% 30.3% 21.0% 31.8% 29.2% 29.9%
Stock pay / revenue 1.7% 1.0% 0.6% 1.5% 0.3% 0.9% 1.2%
Change in share count 0.5% 98.1% −1.0% 1.2% −0.8% −2.5% 0.4%

Median of all 245 companies we cover in regional banks. Shaded: best of the six on that line (lowest for stock pay and share-count growth). 3-year figures average the last three 12-month periods; 3-year growth is compound annual. Source: SEC filings.

Peer comparison

245 regional banks companies
Measure Company Peer median Rank
Revenue growth Growth 7.4% 12.5% 182 of 245
Change in growth rate Growth -0.1pp +0.0pp 129 of 244
Net margin Profitability 28.0% 28.7% 135 of 245
Stock pay as % of revenue Cash generation 1.7% 1.3% 146 of 206
Change in share count Balance sheet 0.5% 0.4% 121 of 230

Rank 1 = best in the group (for spending, debt and dilution, lower ranks first).

Where the revenue comes from

Fiscal year to December 31, 2025
Products and services
Line of business Revenue YoY
Deposit Account $1.8M ▲ 6.1%
Debit Card $1.7M ▼ 3.7%
Mortgage Banking $33,000 ▲ 6.5%

These categories overlap or exclude eliminations, so shares aren't shown.

From Oak Valley Bancorp's 10-K filed March 25, 2026, as tagged in the filing. View filing. Indented rows are part of the line above; their share is of that line. In the bars, the faint bar behind is the year before.

Who owns it

Funds buying and selling
Reported value
$99.5M
Institutions reporting
84
Shares held vs prior quarter
▲ 5.1%
Positions opened / closed
12 / 5

Top buyers and sellers, Q2 2026: 53 institutions bought and 20 sold ; the biggest buyer was Blackrock, Inc (+84K shares) and the biggest seller Fourthstone LLC (−411K). See which funds bought and sold →

Largest reported holders, June 30, 2026
Manager Value Shares Share of 13F value Shares QoQ
Blackrock, Inc. $17.2M 511K 17.3% ▲ 19.6%
Vanguard Capital Management LLC $10M 296K 10.0% ▼ 7.0%
Siena Capital Partners Gp, LLC $8.9M 264K 8.9% ▼ 18.4%
Dimensional Fund Advisors LP $6.4M 189K 6.4% ▲ 19.5%
Geode Capital Management, LLC $5.9M 176K 6.0% ▲ 12.7%
Cresset Asset Management, LLC $4.7M 140K 4.8% 0.0%
State Street Corp $4.4M 131K 4.4% ▲ 23.0%
American Century Companies Inc $3.4M 100K 3.4% ▲ 341.9%
Renaissance Technologies LLC $2.5M 74K 2.5% ▲ 109.1%
Goldman Sachs Group Inc $2.2M 66K 2.2% ▲ 38.0%
Northern Trust Corp $1.8M 55K 1.9% ▲ 11.0%
Arrowstreet Capital, Limited Partnership $1.8M 54K 1.8% ▲ 212.3%

From Form 13F filings with the SEC ( quarterly data sets), as reported by each manager for June 30, 2026 and filed up to 45 days later. 13F reports cover long US-listed positions of managers above $100M only, so this is not Oak Valley Bancorp's complete shareholder register. Values are as reported by the filers ; 1 inconsistently scaled filing rows were excluded.

Insider trading activity

Full insider history and chart
Insider purchases History → $206,865 26 trades by 6 insiders, last 12 months Insider sales History → $109,155 9 trades by 1 insider · 88% under pre-set plans
Net ▲ $97,710 net buying
Insider Date Trade Shares Price Value
Leonard Daniel J Director October 28, 2026 Buy pre-set plan 125 $34.37 $4,296
Barton Don Director October 26, 2026 Sell pre-set plan 375 $34.00 $12,750
Barton Don Director September 28, 2026 Sell pre-set plan 375 $34.03 $12,761
Leonard Daniel J Director September 28, 2026 Buy pre-set plan 125 $34.03 $4,254
Leonard Daniel J Director August 28, 2026 Buy pre-set plan 125 $34.23 $4,279
Barton Don Director August 26, 2026 Sell pre-set plan 375 $34.07 $12,776
Lafferty Allison Director August 26, 2026 Buy 50 $33.99 $1,700
Lafferty Allison Director August 26, 2026 Buy 174 $33.98 $5,913
Lafferty Allison Director August 26, 2026 Buy 68 $33.85 $2,302
Lafferty Allison Director August 26, 2026 Buy 105 $34.10 $3,580
Lafferty Allison Director August 26, 2026 Buy 910 $33.91 $30,858
Leonard Daniel J Director August 19, 2026 Buy pre-set plan 125 $34.59 $4,324

From insiders' Form 4 filings with the SEC. Excludes awards, option exercises and shares withheld for tax. "Pre-set plan" means the filing marks the trade as made under a Rule 10b5-1 plan. See every insider trade since five years ago, on a price chart.

Earnings dates and SEC filings

Results announcements

Next expected around January 25, 2027 estimated from the company's past filing pattern, not announced

  • October 23, 2026
  • July 23, 2026
  • April 23, 2026
  • January 26, 2026
  • October 23, 2025
  • July 21, 2025

Recent SEC filings

Data status

When each part of this page on Oak Valley Bancorp was last updated.

DataLast updatedSource
Share priceExchange closing prices
Financial statementsSEC 10-K and 10-Q filings
News and updatesCompany releases and SEC 8-K filings
Analyst estimatesAggregated analyst estimates
Valuation and scoresOur models, from the filed figures

How we build and check these figures: methodology and data sources.

Oak Valley Bancorp in brief

What does Oak Valley Bancorp do?
Oak Valley Bancorp is a US-listed company in the regional banks industry. Its financial year ends in December.
What is Oak Valley Bancorp's stock ticker?
Oak Valley Bancorp trades under the ticker OVLY on Nasdaq. This page brings together its financial statements, valuation models, ownership and recent company updates.
What is Oak Valley Bancorp's revenue, and how fast is it growing?
Over its most recent trailing twelve months, Oak Valley Bancorp reported revenue of $83.8M, 7.4% higher than a year earlier, according to its SEC filings.
What is Oak Valley Bancorp's free cash flow?
Oak Valley Bancorp's free-cash-flow margin is 29.2% of revenue over the trailing twelve months.
Who are Oak Valley Bancorp's largest institutional shareholders?
By value reported in 13F filings for June 30, 2026, the largest reported holders are Blackrock, Inc., Vanguard Capital Management LLC and Siena Capital Partners Gp, LLC. 13F reports cover long US-listed positions of managers above $100M, filed up to 45 days after quarter end.
What is Oak Valley Bancorp's market cap?
On November 2, 2026, Oak Valley Bancorp's market capitalisation was about $290M, with a price-to-earnings ratio of 12.4 and net debt of -$195M. Market figures come from third-party market data and may be delayed.
Does Oak Valley Bancorp pay a dividend?
Yes: Oak Valley Bancorp paid $5.7M in dividends over the trailing twelve months, a dividend yield of 1.93% and a payout ratio of 24.1%.
Who are Oak Valley Bancorp's competitors?
In our Regional Banks peer group, the companies closest to Oak Valley Bancorp are Blue Ridge Bankshares, Inc., Hawthorn Bancshares, Inc., Princeton Bancorp, Inc., Timberland Bancorp Inc and Western New England Bancorp, Inc. The side-by-side comparison below sets their revenue, margins and growth against Oak Valley Bancorp's.
Are insiders buying or selling Oak Valley Bancorp stock?
Over the last 12 months, Oak Valley Bancorp's directors and officers reported 26 open-market purchases and 9 sales on Form 4. The insider trading page charts every trade.
When is Oak Valley Bancorp's next earnings date?
Around January 25, 2027, estimated from the spacing of its past results announcements (8-K filings). That is an estimate, not a confirmed date — Oak Valley Bancorp announces its own schedule.