Hawthorn Bancshares vs Oak Valley Bancorp
Hawthorn Bancshares and Oak Valley Bancorp are similar in size: $80.2m and $81.7m of revenue in their latest fiscal years. Hawthorn Bancshares grew faster (10.0% against 6.7%). Hawthorn Bancshares kept more of each dollar of sales as profit: a net margin of 29.7% against 29.3%.
| Latest fiscal year | Hawthorn BancsharesHWBK, 2025 | Oak Valley BancorpOVLY, 2025 |
|---|---|---|
| Revenue | $80.2m | $81.7m |
| Revenue growth | 10.0% | 6.7% |
| Net income | $23.8m | $23.9m |
| Operating margin | — | — |
| Net margin | 29.7% | 29.3% |
| Return on equity | 14.7% | 12.2% |
| Free cash flow | $22.8m | $24.6m |
| Cash | $104m | $232m |
| Total debt | $0 | $0 |
| Debt to equity | — | — |
| Dividend per share | — | $0.60 |
| Dividend yield | 2.1% | 1.9% |
| Share buybacks | $2.9m | — |
| Employees | — | 245 |
| Market value | $271m | $293m |
| Price vs our value range | — | — |
| Moat score | 55 (Moderate) | 74 (Strong) |
| Insider trades, 12 months | 2 buys, 0 sales | 26 buys, 9 sales |