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Bridgewater Bancshares vs Five Star Bancorp

Bridgewater Bancshares and Five Star Bancorp are similar in size: $143m and $158m of revenue in their latest fiscal years. Bridgewater Bancshares grew faster (30.8% against 25.6%). Five Star Bancorp kept more of each dollar of sales as profit: a net margin of 38.9% against 32.1%.

Latest fiscal yearBridgewater BancsharesBWB, 2025Five Star BancorpFSBC, 2025
Revenue $143m $158m
Revenue growth 30.8% 25.6%
Net income $46.1m $61.6m
Operating margin — —
Net margin 32.1% 38.9%
Return on equity 9.5% 14.6%
Free cash flow $22.0m $71.4m
Cash $124m $507m
Total debt $0 $0
Debt to equity — —
Dividend per share — $0.80
Dividend yield — 2.0%
Share buybacks $2.2m —
Employees 322 233
Market value $569m $962m
Price vs our value range — —
Moat score 79 (Strong) —
Insider trades, 12 months 1 buys, 43 sales 7 buys, 14 sales

Each figure is from the company's latest annual report and links to the page it comes from. Fiscal years can end on different dates. Market value and the value verdict use the delayed price shown on the stock pages. Not a recommendation.

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Figures from each company's latest annual report filed with the SEC (10-K or 20-F), as reported, with the fiscal year shown. Not investment advice. How we read filings: methodology.