Five Star Bancorp income statement
In fiscal 2025, Five Star Bancorp reported revenue of $158m, up 25.6% on the year before and net income of $61.6m, or $2.90 per diluted share. Every line below comes from the company's 10-K and 10-Q filings; column headings link to the filing.
Income statement
| Fiscal year | 2020Dec 2020 | 2021Dec 2021 | 2022Dec 2022 | 2023Dec 2023 | 2024Dec 2024 | 2025Dec 2025 | LTMJun 2026 |
|---|---|---|---|---|---|---|---|
| Revenue | 75 | 85 | 110 | 118 | 126 | 158 | 178 |
| Interest expense | 9 | 4 | 15 | 64 | — | — | — |
| Net interest income | 65 | 78 | 103 | 111 | 120 | 152 | 171 |
| Non-interest income | 9 | 7 | 7 | 8 | 6 | 7 | 7 |
| Non-interest expense | 28 | 36 | 41 | 48 | 54 | 65 | 71 |
| Provision for credit losses | 9 | 2 | 7 | 4 | 7 | 10 | 10 |
| Income before tax | 37 | 47 | 63 | 67 | 65 | 84 | 96 |
| Income tax | 1 | 5 | 18 | 19 | 19 | 22 | 24 |
| Net income | 36 | 42 | 45 | 48 | 46 | 62 | 72 |
| Diluted EPS | $3.57 | $2.83 | $2.61 | $2.78 | $2.26 | $2.90 | $3.38 |
| Diluted shares (average) | 10m | 15m | 17m | 17m | 20m | 21m | 21m |
| Quarter | 2024 Q3Sept 2024 | 2024 Q4Dec 2024 | 2025 Q1Mar 2025 | 2025 Q2Jun 2025 | 2025 Q3Sept 2025 | 2025 Q4Dec 2025 | 2026 Q1Mar 2026 | 2026 Q2Jun 2026 |
|---|---|---|---|---|---|---|---|---|
| Revenue | 32 | 35 | 35 | 38 | 41 | 43 | 45 | 48 |
| Net interest income | 30 | 33 | 34 | 37 | 39 | 42 | 43 | 46 |
| Non-interest income | 1 | 2 | 1 | 2 | 2 | 1 | 2 | 2 |
| Non-interest expense | 14 | 14 | 15 | 16 | 17 | 18 | 17 | 20 |
| Provision for credit losses | 3 | 1 | 2 | 3 | 3 | 3 | 3 | 2 |
| Income before tax | 15 | 19 | 18 | 20 | 22 | 23 | 25 | 26 |
| Income tax | 4 | 6 | 5 | 6 | 6 | 5 | 6 | 7 |
| Net income | 11 | 13 | 13 | 15 | 16 | 18 | 19 | 19 |
| Diluted EPS | $0.52 | $0.63 | $0.62 | $0.68 | $0.77 | $0.83 | $0.87 | $0.91 |
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