Five Star Bancorp vs Kearny Financial
Five Star Bancorp and Kearny Financial are similar in size: $158m and $178m of revenue in their latest fiscal years. Five Star Bancorp grew faster (25.6% against 15.7%). Five Star Bancorp kept more of each dollar of sales as profit: a net margin of 38.9% against 20.4%.
| Latest fiscal year | Five Star BancorpFSBC, 2025 | Kearny FinancialKRNY, 2026 |
|---|---|---|
| Revenue | $158m | $178m |
| Revenue growth | 25.6% | 15.7% |
| Net income | $61.6m | $36.3m |
| Operating margin | — | — |
| Net margin | 38.9% | 20.4% |
| Return on equity | 14.6% | 4.8% |
| Free cash flow | $71.4m | $35.3m |
| Cash | $507m | $115m |
| Total debt | $0 | $1.15bn |
| Debt to equity | — | — |
| Dividend per share | $0.80 | $0.44 |
| Dividend yield | 2.0% | 4.6% |
| Share buybacks | — | — |
| Employees | 233 | 549 |
| Market value | $962m | $600m |
| Price vs our value range | — | — |
| Moat score | — | 42 (Weak) |
| Insider trades, 12 months | 7 buys, 14 sales | 0 buys, 0 sales |