Bankwell Financial Group vs Chemung Financial
Bankwell Financial Group and Chemung Financial are similar in size: $108m and $95.1m of revenue in their latest fiscal years. Bankwell Financial Group grew faster (24.5% against -2.2%). Bankwell Financial Group kept more of each dollar of sales as profit: a net margin of 32.5% against 15.9%.
| Latest fiscal year | Bankwell Financial GroupBWFG, 2025 | Chemung FinancialCHMG, 2025 |
|---|---|---|
| Revenue | $108m | $95.1m |
| Revenue growth | 24.5% | -2.2% |
| Net income | $35.2m | $15.1m |
| Operating margin | — | — |
| Net margin | 32.5% | 15.9% |
| Return on equity | 12.3% | 6.4% |
| Free cash flow | $27.1m | $43.8m |
| Cash | $225m | $50.1m |
| Total debt | $0 | $131m |
| Debt to equity | — | — |
| Dividend per share | $0.80 | $1.32 |
| Dividend yield | 1.1% | 1.6% |
| Share buybacks | $1.3m | $396,000 |
| Employees | — | 348 |
| Market value | $575m | $418m |
| Price vs our value range | — | — |
| Moat score | 66 (Moderate) | 54 (Moderate) |
| Insider trades, 12 months | 99 buys, 18 sales | 0 buys, 0 sales |