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Chemung Financial Corp balance sheet

At the end of fiscal 2025, Chemung Financial Corp had total assets of $2.71bn, total liabilities of $2.46bn and shareholders' equity of $255m. It held $50.1m in cash against $131m of debt.

Balance sheet

US$ millions unless shown otherwise. Fiscal years, plus the last twelve months (LTM) when newer.

Chemung Financial Corp: balance sheet, annual
Fiscal year2009Dec 20092010Dec 20102011Dec 20112012Dec 20122013Dec 20132014Dec 20142015Dec 20152016Dec 20162017Dec 20172018Dec 20182019Dec 20192020Dec 20202021Dec 20212022Dec 20222023Dec 20232024Dec 20242025Dec 2025LTMJun 2026
Cash and equivalents806153405229267431130122109275637475073
Goodwill—1022222222222222222222222222222222
Total assets—9581,2161,2481,4761,5251,6201,6571,7081,7551,7882,2792,4182,6462,7112,7762,7102,820
Total debt0000000000000000131134
Total liabilities—8611,0901,1171,3381,3911,4831,5131,5581,5901,6052,0802,2072,4792,5152,5612,4562,550
Shareholders' equity9097126131139134137144150165183200211166195215255270

Balances at each fiscal year end (quarter end in the quarterly view). Total debt is short- plus long-term borrowings, including lease debt where the company reports it within debt. Where assets do not equal liabilities plus shareholders' equity, the difference (non-controlling interests, redeemable preferred shares) is shown on its own line.

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Figures from Chemung Financial Corp's SEC filings (10-K and 10-Q), retrieved October 29, 2026. How we read and check them: methodology and data sources. Not investment advice. Back to Chemung Financial Corp.