Bankwell Financial Group vs Ponce Financial Group
Bankwell Financial Group and Ponce Financial Group are similar in size: $108m and $109m of revenue in their latest fiscal years. Ponce Financial Group grew faster (30.5% against 24.5%). Bankwell Financial Group kept more of each dollar of sales as profit: a net margin of 32.5% against 26.3%.
| Latest fiscal year | Bankwell Financial GroupBWFG, 2025 | Ponce Financial GroupPDLB, 2025 |
|---|---|---|
| Revenue | $108m | $109m |
| Revenue growth | 24.5% | 30.5% |
| Net income | $35.2m | $28.7m |
| Operating margin | — | — |
| Net margin | 32.5% | 26.3% |
| Return on equity | 12.3% | 5.5% |
| Free cash flow | $27.1m | $54.6m |
| Cash | $225m | $126m |
| Total debt | $0 | $596m |
| Debt to equity | — | — |
| Dividend per share | $0.80 | — |
| Dividend yield | 1.1% | — |
| Share buybacks | $1.3m | — |
| Employees | — | 216 |
| Market value | $582m | $543m |
| Price vs our value range | — | — |
| Moat score | 66 (Moderate) | 17 (Weak) |
| Insider trades, 12 months | 99 buys, 18 sales | 0 buys, 1 sales |