Commercial Bancgroup vs First National
Commercial Bancgroup and First National are similar in size: $90.4m and $90.3m of revenue in their latest fiscal years. First National grew faster (31.1% against 2.1%). Commercial Bancgroup kept more of each dollar of sales as profit: a net margin of 41.2% against 19.6%.
| Latest fiscal year | Commercial BancgroupCBK, 2025 | First NationalFXNC, 2025 |
|---|---|---|
| Revenue | $90.4m | $90.3m |
| Revenue growth | 2.1% | 31.1% |
| Net income | $37.2m | $17.7m |
| Operating margin | — | — |
| Net margin | 41.2% | 19.6% |
| Return on equity | 14.7% | 10.0% |
| Free cash flow | $35.2m | $20.9m |
| Cash | $144m | $161m |
| Total debt | $167m | $0 |
| Debt to equity | — | — |
| Dividend per share | $0.17 | $0.64 |
| Dividend yield | 0.6% | 2.0% |
| Share buybacks | $980,800 | — |
| Employees | 281 | 308 |
| Market value | $452m | $277m |
| Price vs our value range | — | — |
| Moat score | — | 53 (Moderate) |
| Insider trades, 12 months | 9 buys, 0 sales | 1 buys, 0 sales |