First Guaranty Bancshares vs First National
First Guaranty Bancshares and First National are similar in size: $95.4m and $90.3m of revenue in their latest fiscal years. First National grew faster (31.1% against -15.7%). First National kept more of each dollar of sales as profit: a net margin of 19.6% against -58.7%.
| Latest fiscal year | First Guaranty BancsharesFGBI, 2025 | First NationalFXNC, 2025 |
|---|---|---|
| Revenue | $95.4m | $90.3m |
| Revenue growth | -15.7% | 31.1% |
| Net income | −$56.0m | $17.7m |
| Operating margin | — | — |
| Net margin | -58.7% | 19.6% |
| Return on equity | -23.3% | 10.0% |
| Free cash flow | −$10.0m | $20.9m |
| Cash | $846m | $161m |
| Total debt | $186m | $0 |
| Debt to equity | — | — |
| Dividend per share | $0.04 | $0.64 |
| Dividend yield | 0.4% | 2.0% |
| Share buybacks | — | — |
| Employees | 399 | 308 |
| Market value | $166m | $277m |
| Price vs our value range | — | — |
| Moat score | 24 (Weak) | 53 (Moderate) |
| Insider trades, 12 months | 0 buys, 0 sales | 1 buys, 0 sales |