Commerce Bancshares vs FNB
Commerce Bancshares and FNB are similar in size: $1.76bn and $1.76bn of revenue in their latest fiscal years. FNB grew faster (10.6% against 6.5%). Commerce Bancshares kept more of each dollar of sales as profit: a net margin of 32.1% against 32.0%.
| Latest fiscal year | Commerce BancsharesCBSH, 2025 | FNBFNB, 2025 |
|---|---|---|
| Revenue | $1.76bn | $1.76bn |
| Revenue growth | 6.5% | 10.6% |
| Net income | $566m | $565m |
| Operating margin | — | — |
| Net margin | 32.1% | 32.0% |
| Return on equity | 15.9% | 8.7% |
| Free cash flow | $592m | $376m |
| Cash | $3.55bn | $2.50bn |
| Total debt | $0 | $3.92bn |
| Debt to equity | — | — |
| Dividend per share | — | $0.48 |
| Dividend yield | 1.9% | 2.8% |
| Share buybacks | $208m | $50.0m |
| Employees | — | — |
| Market value | $8.00bn | $6.55bn |
| Price vs our value range | — | — |
| Moat score | — | 68 (Moderate) |
| Insider trades, 12 months | 1 buys, 16 sales | 0 buys, 4 sales |