Commerce Bancshares vs Flagstar Bank, National Association
Flagstar Bank, National Association is the larger business, with $2.06bn of revenue in fiscal 2025 against $1.76bn for Commerce Bancshares (1.2 times as much). Commerce Bancshares grew faster (6.5% against -19.2%). Commerce Bancshares kept more of each dollar of sales as profit: a net margin of 32.1% against -8.6%.
| Latest fiscal year | Commerce BancsharesCBSH, 2025 | Flagstar Bank, National AssociationFLG, 2025 |
|---|---|---|
| Revenue | $1.76bn | $2.06bn |
| Revenue growth | 6.5% | -19.2% |
| Net income | $566m | −$177m |
| Operating margin | — | — |
| Net margin | 32.1% | -8.6% |
| Return on equity | 15.9% | -2.2% |
| Free cash flow | $592m | −$181m |
| Cash | $3.55bn | $5.98bn |
| Total debt | $0 | $12.18bn |
| Debt to equity | — | — |
| Dividend per share | — | $0.04 |
| Dividend yield | 1.9% | 0.4% |
| Share buybacks | $208m | — |
| Employees | — | — |
| Market value | $8.00bn | $4.41bn |
| Price vs our value range | — | — |
| Moat score | — | 42 (Weak) |
| Insider trades, 12 months | 1 buys, 16 sales | 1 buys, 0 sales |