Capital City Bank Group vs Financial Institutions
Capital City Bank Group and Financial Institutions are similar in size: $254m and $245m of revenue in their latest fiscal years. Financial Institutions grew faster (109.5% against 8.1%). Financial Institutions kept more of each dollar of sales as profit: a net margin of 30.6% against 24.2%.
| Latest fiscal year | Capital City Bank GroupCCBG, 2025 | Financial InstitutionsFISI, 2025 |
|---|---|---|
| Revenue | $254m | $245m |
| Revenue growth | 8.1% | 109.5% |
| Net income | $61.6m | $74.9m |
| Operating margin | — | — |
| Net margin | 24.2% | 30.6% |
| Return on equity | 11.7% | 12.5% |
| Free cash flow | $80.0m | $13.3m |
| Cash | $530m | $109m |
| Total debt | $50.1m | $303m |
| Debt to equity | — | — |
| Dividend per share | $1.00 | $1.24 |
| Dividend yield | 2.1% | 3.1% |
| Share buybacks | $0 | $11.4m |
| Employees | 902 | 631 |
| Market value | $879m | $786m |
| Price vs our value range | — | — |
| Moat score | 65 (Moderate) | 41 (Weak) |
| Insider trades, 12 months | 1 buys, 1 sales | 2 buys, 0 sales |