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Financial Institutions Inc income statement

In fiscal 2025, Financial Institutions Inc reported revenue of $245m, up 109.5% on the year before and net income of $74.9m, or $3.61 per diluted share. Every line below comes from the company's 10-K and 10-Q filings; column headings link to the filing.

Income statement

US$ millions unless shown otherwise. Fiscal years, plus the last twelve months (LTM) when newer.

Fiscal year2009Dec 20092010Dec 20102011Dec 20112012Dec 20122013Dec 20132014Dec 20142015Dec 20152016Dec 20162017Dec 20172018Dec 20182019Dec 20192020Dec 20202021Dec 20212022Dec 20222023Dec 20232024Dec 20242025Dec 2025LTMJun 2026
Revenue9198106113116119126138147159170182202214214117245255
Interest expense2218139771013173039221229120———
Net interest income72798289929495103113123130139155167166164200209
Non-interest income191924252525303635364043474648−474546
Non-interest expense636164716972798591101103109113129137179142144
Provision for credit losses878798710139827—131461211
Income before tax213134353839394443505946977163−6891100
Income tax691111121011121010117201413−271617
Net income111820222629283234404938785750−427583
Diluted EPS$0.99$1.61$1.49$1.60$1.75$2.00$1.90$2.10$2.13$2.39$2.96$2.30$4.78$3.56$3.15−$2.75$3.61$4.10
Diluted shares (average)—11m13m14m14m14m14m14m15m16m16m16m16m15m15m16m20m20m

EBITDA is operating income plus depreciation and amortisation. EPS and share counts are restated for stock splits. A dash means the company did not report the line for that period; expense lines are shown as reported, so they need not add up to the totals when a company reports other items between them.

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Figures from Financial Institutions Inc's SEC filings (10-K and 10-Q), retrieved October 29, 2026. How we read and check them: methodology and data sources. Not investment advice. Back to Financial Institutions Inc.