Capital Bancorp vs Financial Institutions
Capital Bancorp and Financial Institutions are similar in size: $245m and $245m of revenue in their latest fiscal years. Financial Institutions grew faster (109.5% against 31.7%). Financial Institutions kept more of each dollar of sales as profit: a net margin of 30.6% against 23.3%.
| Latest fiscal year | Capital BancorpCBNK, 2025 | Financial InstitutionsFISI, 2025 |
|---|---|---|
| Revenue | $245m | $245m |
| Revenue growth | 31.7% | 109.5% |
| Net income | $57.2m | $74.9m |
| Operating margin | — | — |
| Net margin | 23.3% | 30.6% |
| Return on equity | 15.1% | 12.5% |
| Free cash flow | $69.7m | $13.3m |
| Cash | $256m | $109m |
| Total debt | $0 | $303m |
| Debt to equity | — | — |
| Dividend per share | $0.44 | $1.24 |
| Dividend yield | — | 3.1% |
| Share buybacks | $11.7m | $11.4m |
| Employees | — | 631 |
| Market value | $696m | $786m |
| Price vs our value range | — | — |
| Moat score | 68 (Moderate) | 41 (Weak) |
| Insider trades, 12 months | 0 buys, 1 sales | 2 buys, 0 sales |