Capital City Bank Group vs Orrstown Financial Services
Capital City Bank Group and Orrstown Financial Services are similar in size: $254m and $252m of revenue in their latest fiscal years. Orrstown Financial Services grew faster (30.8% against 8.1%). Orrstown Financial Services kept more of each dollar of sales as profit: a net margin of 32.1% against 24.2%.
| Latest fiscal year | Capital City Bank GroupCCBG, 2025 | Orrstown Financial ServicesORRF, 2025 |
|---|---|---|
| Revenue | $254m | $252m |
| Revenue growth | 8.1% | 30.8% |
| Net income | $61.6m | $80.9m |
| Operating margin | — | — |
| Net margin | 24.2% | 32.1% |
| Return on equity | 11.7% | 14.6% |
| Free cash flow | $80.0m | $70.5m |
| Cash | $530m | $150m |
| Total debt | $50.1m | $0 |
| Debt to equity | — | — |
| Dividend per share | $1.00 | $1.06 |
| Dividend yield | 2.1% | 2.5% |
| Share buybacks | $0 | $263,000 |
| Employees | 902 | — |
| Market value | $879m | $873m |
| Price vs our value range | — | — |
| Moat score | 65 (Moderate) | 51 (Moderate) |
| Insider trades, 12 months | 1 buys, 1 sales | 0 buys, 0 sales |