Equity Bancshares vs Orrstown Financial Services
Orrstown Financial Services is the larger business, with $252m of revenue in fiscal 2025 against $210m for Equity Bancshares (1.2 times as much). Orrstown Financial Services grew faster (30.8% against -6.6%). Orrstown Financial Services kept more of each dollar of sales as profit: a net margin of 32.1% against 10.8%.
| Latest fiscal year | Equity BancsharesEQBK, 2025 | Orrstown Financial ServicesORRF, 2025 |
|---|---|---|
| Revenue | $210m | $252m |
| Revenue growth | -6.6% | 30.8% |
| Net income | $22.7m | $80.9m |
| Operating margin | — | — |
| Net margin | 10.8% | 32.1% |
| Return on equity | 3.4% | 14.6% |
| Free cash flow | $38.1m | $70.5m |
| Cash | — | $150m |
| Total debt | $443m | $0 |
| Debt to equity | — | — |
| Dividend per share | $0.66 | $1.06 |
| Dividend yield | 1.3% | 2.5% |
| Share buybacks | $14.0m | $263,000 |
| Employees | 909 | — |
| Market value | $1.03bn | $873m |
| Price vs our value range | — | — |
| Moat score | 28 (Weak) | 51 (Moderate) |
| Insider trades, 12 months | 7 buys, 10 sales | 0 buys, 0 sales |