City Holding vs Farmers National Banc
City Holding and Farmers National Banc are similar in size: $314m and $280m of revenue in their latest fiscal years. City Holding grew faster (7.0% against 3.9%). City Holding kept more of each dollar of sales as profit: a net margin of 41.5% against 19.5%.
| Latest fiscal year | City HoldingCHCO, 2025 | Farmers National BancFMNB, 2025 |
|---|---|---|
| Revenue | $314m | $280m |
| Revenue growth | 7.0% | 3.9% |
| Net income | $130m | $54.6m |
| Operating margin | — | — |
| Net margin | 41.5% | 19.5% |
| Return on equity | 16.9% | 12.2% |
| Free cash flow | $128m | $52.2m |
| Cash | $192m | — |
| Total debt | $150m | $368m |
| Debt to equity | — | — |
| Dividend per share | $3.32 | $0.68 |
| Dividend yield | 2.4% | 3.1% |
| Share buybacks | $45.8m | $0 |
| Employees | — | 706 |
| Market value | $2.02bn | $923m |
| Price vs our value range | — | — |
| Moat score | 94 (Strong) | 66 (Moderate) |
| Insider trades, 12 months | 18 buys, 15 sales | 8 buys, 2 sales |