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City Holding vs Peapack Gladstone Financial

City Holding and Peapack Gladstone Financial are similar in size: $314m and $283m of revenue in their latest fiscal years. Peapack Gladstone Financial grew faster (24.1% against 7.0%). City Holding kept more of each dollar of sales as profit: a net margin of 41.5% against 13.2%.

Latest fiscal yearCity HoldingCHCO, 2025Peapack Gladstone FinancialPGC, 2025
Revenue $314m $283m
Revenue growth 7.0% 24.1%
Net income $130m $37.3m
Operating margin — —
Net margin 41.5% 13.2%
Return on equity 16.9% 5.9%
Free cash flow $128m $28.8m
Cash $192m $188m
Total debt $150m $73.3m
Debt to equity — —
Dividend per share $3.32 —
Dividend yield 2.4% 0.4%
Share buybacks $45.8m $5.4m
Employees — 682
Market value $2.02bn $825m
Price vs our value range — —
Moat score 94 (Strong) 64 (Moderate)
Insider trades, 12 months 18 buys, 15 sales 0 buys, 0 sales

Each figure is from the company's latest annual report and links to the page it comes from. Fiscal years can end on different dates. Market value and the value verdict use the delayed price shown on the stock pages. Not a recommendation.

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Figures from each company's latest annual report filed with the SEC (10-K or 20-F), as reported, with the fiscal year shown. Not investment advice. How we read filings: methodology.