Central Pacific Financial vs Peapack Gladstone Financial
Central Pacific Financial and Peapack Gladstone Financial are similar in size: $293m and $283m of revenue in their latest fiscal years. Peapack Gladstone Financial grew faster (24.1% against 16.9%). Central Pacific Financial kept more of each dollar of sales as profit: a net margin of 26.5% against 13.2%.
| Latest fiscal year | Central Pacific FinancialCPF, 2025 | Peapack Gladstone FinancialPGC, 2025 |
|---|---|---|
| Revenue | $293m | $283m |
| Revenue growth | 16.9% | 24.1% |
| Net income | $77.5m | $37.3m |
| Operating margin | — | — |
| Net margin | 26.5% | 13.2% |
| Return on equity | 13.7% | 5.9% |
| Free cash flow | $92.3m | $28.8m |
| Cash | $379m | $188m |
| Total debt | $76.5m | $73.3m |
| Debt to equity | — | — |
| Dividend per share | $1.09 | — |
| Dividend yield | 3.0% | 0.4% |
| Share buybacks | — | $5.4m |
| Employees | — | 682 |
| Market value | $988m | $825m |
| Price vs our value range | — | — |
| Moat score | 72 (Strong) | 64 (Moderate) |
| Insider trades, 12 months | 0 buys, 0 sales | 0 buys, 0 sales |