Central Pacific Financial Corp income statement
In fiscal 2025, Central Pacific Financial Corp reported revenue of $293m, up 16.9% on the year before and net income of $77.5m, or $2.86 per diluted share. Every line below comes from the company's 10-K and 10-Q filings; column headings link to the filing.
Income statement
| Fiscal year | 2009Dec 2009 | 2010Dec 2010 | 2011Dec 2011 | 2012Dec 2012 | 2013Dec 2013 | 2014Dec 2014 | 2015Dec 2015 | 2016Dec 2016 | 2017Dec 2017 | 2018Dec 2018 | 2019Dec 2019 | 2020Dec 2020 | 2021Dec 2021 | 2022Dec 2022 | 2023Dec 2023 | 2024Dec 2024 | 2025Dec 2025 | LTMSept 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 232 | 176 | 175 | 180 | 188 | 185 | 184 | 200 | 204 | 212 | 226 | 243 | 254 | 263 | 257 | 250 | 293 | 304 |
| Interest expense | 68 | 42 | 19 | 9 | 7 | 6 | 7 | 9 | 15 | 25 | 32 | 15 | 8 | 17 | 73 | — | — | — |
| Net interest income | 175 | 119 | 118 | 120 | 133 | 143 | 150 | 158 | 168 | 173 | 184 | 198 | 211 | 216 | 210 | 212 | 241 | 251 |
| Non-interest income | 57 | 57 | 57 | 61 | 55 | 41 | 35 | 42 | 36 | 39 | 42 | 45 | 43 | 48 | 47 | 39 | 52 | 53 |
| Non-interest expense | 217 | 267 | 179 | 152 | 140 | 130 | 127 | 133 | 131 | 135 | 142 | 152 | 163 | 166 | 164 | 173 | 179 | 180 |
| Provision for credit losses | 349 | 160 | −41 | −19 | −11 | −6 | −16 | −6 | — | — | 6 | 42 | −15 | −1 | 15 | 11 | 13 | 10 |
| Income before tax | −334 | −251 | 37 | 47 | 60 | 61 | 73 | 73 | 76 | 78 | 78 | 49 | 106 | 99 | 77 | 68 | 98 | 112 |
| Income tax | −20 | 0 | 0 | — | −112 | 20 | 27 | 26 | 35 | 19 | 20 | 12 | 26 | 25 | 18 | 15 | 21 | 25 |
| Net income | −322 | −251 | 37 | 47 | 172 | 40 | 46 | 47 | 41 | 59 | 58 | 37 | 80 | 74 | 59 | 53 | 77 | 87 |
| Diluted EPS | −$220.56 | −$171.13 | $3.31 | $1.13 | $4.07 | $1.07 | $1.40 | $1.50 | $1.34 | $2.01 | $2.03 | $1.32 | $2.83 | $2.68 | $2.17 | $1.97 | $2.86 | $3.32 |
| Diluted shares (average) | — | 2m | 36m | 42m | 42m | 38m | 33m | 31m | 31m | 30m | 29m | 28m | 28m | 28m | 27m | 27m | 27m | 26m |
| Quarter | 2024 Q4Dec 2024 | 2025 Q1Mar 2025 | 2025 Q2Jun 2025 | 2025 Q3Sept 2025 | 2025 Q4Dec 2025 | 2026 Q1Mar 2026 | 2026 Q2Jun 2026 | 2026 Q3Sept 2026 |
|---|---|---|---|---|---|---|---|---|
| Revenue | 58 | 69 | 73 | 75 | 76 | 73 | 77 | 77 |
| Net interest income | 56 | 58 | 60 | 61 | 62 | 61 | 63 | 64 |
| Non-interest income | 3 | 11 | 13 | 14 | 14 | 12 | 15 | 12 |
| Non-interest expense | 44 | 42 | 44 | 47 | 46 | 44 | 46 | 45 |
| Provision for credit losses | 1 | 4 | 4 | 3 | 2 | 3 | 3 | 2 |
| Income before tax | 13 | 23 | 24 | 24 | 28 | 27 | 27 | 30 |
| Income tax | 2 | 5 | 6 | 5 | 5 | 6 | 6 | 7 |
| Net income | 11 | 18 | 18 | 19 | 23 | 21 | 21 | 23 |
| Diluted EPS | $0.42 | $0.65 | $0.67 | $0.69 | $0.85 | $0.78 | $0.80 | $0.88 |
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