Euronet Worldwide vs Western Union
Euronet Worldwide and Western Union are similar in size: $4.24bn and $4.05bn of revenue in their latest fiscal years. Euronet Worldwide grew faster (6.4% against -3.8%). Western Union kept more of each dollar of sales as profit: a net margin of 12.3% against 7.3%. Euronet Worldwide carries less debt relative to equity (154.6% against 301.2%).
| Latest fiscal year | Euronet WorldwideEEFT, 2025 | Western UnionWU, 2025 |
|---|---|---|
| Revenue | $4.24bn | $4.05bn |
| Revenue growth | 6.4% | -3.8% |
| Net income | $310m | $500m |
| Operating margin | 12.5% | 18.7% |
| Net margin | 7.3% | 12.3% |
| Return on equity | 24.4% | 51.9% |
| Free cash flow | $434m | $505m |
| Cash | $1.04bn | $1.23bn |
| Total debt | $2.02bn | $2.88bn |
| Debt to equity | 154.6% | 301.2% |
| Dividend per share | — | $0.94 |
| Dividend yield | — | 15.4% |
| Share buybacks | $668m | $235m |
| Employees | 10,000 | — |
| Market value | $3.06bn | $1.96bn |
| Price vs our value range | — | Below our value range |
| Moat score | 59 (Moderate) | 69 (Moderate) |
| Insider trades, 12 months | 2 buys, 1 sales | 1 buys, 4 sales |