Employers Holdings vs James River Group Holdings
Employers Holdings is the larger business, with $859m of revenue in fiscal 2025 against $688m for James River Group Holdings (1.2 times as much). Employers Holdings grew faster (-2.5% against -2.8%). James River Group Holdings kept more of each dollar of sales as profit: a net margin of 6.9% against 1.3%. James River Group Holdings carries less debt relative to equity (0.0% against 3.7%).
| Latest fiscal year | Employers HoldingsEIG, 2025 | James River Group HoldingsJRVR, 2025 |
|---|---|---|
| Revenue | $859m | $688m |
| Revenue growth | -2.5% | -2.8% |
| Net income | $10.8m | $47.4m |
| Operating margin | — | — |
| Net margin | 1.3% | 6.9% |
| Return on equity | 1.1% | 9.5% |
| Free cash flow | $44.6m | −$23.6m |
| Cash | $160m | $261m |
| Total debt | $35.0m | $0 |
| Debt to equity | 3.7% | 0.0% |
| Dividend per share | $1.26 | $0.04 |
| Dividend yield | 3.2% | 1.1% |
| Share buybacks | $183m | — |
| Employees | 623 | 578 |
| Market value | $837m | $180m |
| Price vs our value range | — | — |
| Moat score | 74 (Strong) | 12 (Weak) |
| Insider trades, 12 months | 2 buys, 2 sales | 0 buys, 0 sales |