Donegal Group vs Employers Holdings
Donegal Group and Employers Holdings are similar in size: $978m and $859m of revenue in their latest fiscal years. Donegal Group grew faster (-1.2% against -2.5%). Donegal Group kept more of each dollar of sales as profit: a net margin of 8.1% against 1.3%. Donegal Group carries less debt relative to equity (0.0% against 3.7%).
| Latest fiscal year | Donegal GroupDGICA, 2025 | Employers HoldingsEIG, 2025 |
|---|---|---|
| Revenue | $978m | $859m |
| Revenue growth | -1.2% | -2.5% |
| Net income | $79.3m | $10.8m |
| Operating margin | — | — |
| Net margin | 8.1% | 1.3% |
| Return on equity | 13.4% | 1.1% |
| Free cash flow | $70.2m | $44.6m |
| Cash | $26.8m | $160m |
| Total debt | $0 | $35.0m |
| Debt to equity | 0.0% | 3.7% |
| Dividend per share | — | $1.26 |
| Dividend yield | 4.5% | 3.2% |
| Share buybacks | — | $183m |
| Employees | 851 | 623 |
| Market value | $590m | $837m |
| Price vs our value range | — | — |
| Moat score | — | 74 (Strong) |
| Insider trades, 12 months | 70 buys, 19 sales | 2 buys, 2 sales |