James River Group Holdings vs Porch Group
James River Group Holdings is the larger business, with $688m of revenue in fiscal 2025 against $482m for Porch Group (1.4 times as much). Porch Group grew faster (10.2% against -2.8%). James River Group Holdings kept more of each dollar of sales as profit: a net margin of 6.9% against -0.7%.
| Latest fiscal year | James River Group HoldingsJRVR, 2025 | Porch GroupPRCH, 2025 |
|---|---|---|
| Revenue | $688m | $482m |
| Revenue growth | -2.8% | 10.2% |
| Net income | $47.4m | −$3.4m |
| Operating margin | — | 7.6% |
| Net margin | 6.9% | -0.7% |
| Return on equity | 9.5% | — |
| Free cash flow | −$23.6m | $66.0m |
| Cash | $261m | $44.7m |
| Total debt | $0 | $475m |
| Debt to equity | 0.0% | — |
| Dividend per share | $0.04 | — |
| Dividend yield | 1.1% | — |
| Share buybacks | — | $0 |
| Employees | 578 | 803 |
| Market value | $184m | $2.55bn |
| Price vs our value range | — | — |
| Moat score | 12 (Weak) | — |
| Insider trades, 12 months | 0 buys, 0 sales | 0 buys, 77 sales |