First Bancorp vs Triumph Financial
First Bancorp and Triumph Financial are similar in size: $390m and $439m of revenue in their latest fiscal years. First Bancorp grew faster (11.5% against 5.6%). First Bancorp kept more of each dollar of sales as profit: a net margin of 28.5% against 5.8%.
| Latest fiscal year | First BancorpFBNC, 2025 | Triumph FinancialTFIN, 2025 |
|---|---|---|
| Revenue | $390m | $439m |
| Revenue growth | 11.5% | 5.6% |
| Net income | $111m | $25.4m |
| Operating margin | — | — |
| Net margin | 28.5% | 5.8% |
| Return on equity | 7.2% | 2.8% |
| Free cash flow | $199m | $67.1m |
| Cash | $310m | $248m |
| Total debt | $78.1m | $0 |
| Debt to equity | — | — |
| Dividend per share | $0.91 | — |
| Dividend yield | 1.4% | 0.2% |
| Share buybacks | $991,000 | $2.2m |
| Employees | — | — |
| Market value | $2.67bn | $1.52bn |
| Price vs our value range | — | — |
| Moat score | 67 (Moderate) | 50 (Moderate) |
| Insider trades, 12 months | 1 buys, 10 sales | 0 buys, 0 sales |