Firstcash Holdings vs Klarna Group
Firstcash Holdings and Klarna Group are similar in size: $3.66bn and $3.51bn of revenue in their latest fiscal years. Klarna Group grew faster (24.8% against 8.0%). Firstcash Holdings kept more of each dollar of sales as profit: a net margin of 9.0% against -7.8%. Klarna Group carries less debt relative to equity (0.0% against 97.0%).
| Latest fiscal year | Firstcash HoldingsFCFS, 2025 | Klarna GroupKLAR, 2025 |
|---|---|---|
| Revenue | $3.66bn | $3.51bn |
| Revenue growth | 8.0% | 24.8% |
| Net income | $330m | −$273m |
| Operating margin | — | -6.6% |
| Net margin | 9.0% | -7.8% |
| Return on equity | 15.3% | -11.9% |
| Free cash flow | $531m | −$1.03bn |
| Cash | $125m | $3.80bn |
| Total debt | $2.21bn | $0 |
| Debt to equity | 97.0% | 0.0% |
| Dividend per share | $1.60 | — |
| Dividend yield | — | — |
| Share buybacks | $116m | — |
| Employees | 8,300 | — |
| Market value | $8.44bn | $4.93bn |
| Price vs our value range | — | — |
| Moat score | 59 (Moderate) | — |
| Insider trades, 12 months | 0 buys, 29 sales | 1 buys, 0 sales |