Franklin Financial Services vs First United
Franklin Financial Services and First United are similar in size: $88.8m and $88.7m of revenue in their latest fiscal years. Franklin Financial Services grew faster (24.8% against 11.1%). First United kept more of each dollar of sales as profit: a net margin of 27.6% against 23.9%.
| Latest fiscal year | Franklin Financial ServicesFRAF, 2025 | First UnitedFUNC, 2025 |
|---|---|---|
| Revenue | $88.8m | $88.7m |
| Revenue growth | 24.8% | 11.1% |
| Net income | $21.2m | $24.5m |
| Operating margin | — | — |
| Net margin | 23.9% | 27.6% |
| Return on equity | 13.3% | 12.8% |
| Free cash flow | $25.4m | $15.4m |
| Cash | $128m | $132m |
| Total debt | $155,000 | $114m |
| Debt to equity | — | — |
| Dividend per share | $1.31 | $0.96 |
| Dividend yield | 1.8% | 2.1% |
| Share buybacks | $1.1m | — |
| Employees | — | — |
| Market value | $326m | $301m |
| Price vs our value range | — | — |
| Moat score | 50 (Moderate) | 66 (Moderate) |
| Insider trades, 12 months | 8 buys, 2 sales | 0 buys, 0 sales |