First Guaranty Bancshares vs First United
First Guaranty Bancshares and First United are similar in size: $95.4m and $88.7m of revenue in their latest fiscal years. First United grew faster (11.1% against -15.7%). First United kept more of each dollar of sales as profit: a net margin of 27.6% against -58.7%.
| Latest fiscal year | First Guaranty BancsharesFGBI, 2025 | First UnitedFUNC, 2025 |
|---|---|---|
| Revenue | $95.4m | $88.7m |
| Revenue growth | -15.7% | 11.1% |
| Net income | −$56.0m | $24.5m |
| Operating margin | — | — |
| Net margin | -58.7% | 27.6% |
| Return on equity | -23.3% | 12.8% |
| Free cash flow | −$10.0m | $15.4m |
| Cash | $846m | $132m |
| Total debt | $186m | $114m |
| Debt to equity | — | — |
| Dividend per share | $0.04 | $0.96 |
| Dividend yield | 0.4% | 2.1% |
| Share buybacks | — | — |
| Employees | 399 | — |
| Market value | $162m | $301m |
| Price vs our value range | — | — |
| Moat score | 24 (Weak) | 66 (Moderate) |
| Insider trades, 12 months | 0 buys, 0 sales | 0 buys, 0 sales |