Hanmi Financial vs Lakeland Financial
Hanmi Financial and Lakeland Financial are similar in size: $270m and $269m of revenue in their latest fiscal years. Hanmi Financial grew faster (15.3% against 6.1%). Lakeland Financial kept more of each dollar of sales as profit: a net margin of 38.4% against 28.2%.
| Latest fiscal year | Hanmi FinancialHAFC, 2025 | Lakeland FinancialLKFN, 2025 |
|---|---|---|
| Revenue | $270m | $269m |
| Revenue growth | 15.3% | 6.1% |
| Net income | $76.1m | $103m |
| Operating margin | — | — |
| Net margin | 28.2% | 38.4% |
| Return on equity | 10.0% | 14.3% |
| Free cash flow | $204m | $104m |
| Cash | $213m | $141m |
| Total debt | $0 | $184m |
| Debt to equity | — | — |
| Dividend per share | $1.08 | $2.00 |
| Dividend yield | 3.4% | 3.4% |
| Share buybacks | $9.4m | $20.4m |
| Employees | — | — |
| Market value | $984m | $1.53bn |
| Price vs our value range | — | — |
| Moat score | 70 (Strong) | 88 (Strong) |
| Insider trades, 12 months | 0 buys, 3 sales | 3 buys, 12 sales |