Hanmi Financial vs Southside Bancshares
Hanmi Financial and Southside Bancshares are similar in size: $270m and $237m of revenue in their latest fiscal years. Hanmi Financial grew faster (15.3% against -8.1%). Southside Bancshares kept more of each dollar of sales as profit: a net margin of 29.2% against 28.2%.
| Latest fiscal year | Hanmi FinancialHAFC, 2025 | Southside BancsharesSBSI, 2025 |
|---|---|---|
| Revenue | $270m | $237m |
| Revenue growth | 15.3% | -8.1% |
| Net income | $76.1m | $69.2m |
| Operating margin | — | — |
| Net margin | 28.2% | 29.2% |
| Return on equity | 10.0% | 8.3% |
| Free cash flow | $204m | $73.5m |
| Cash | $213m | $390m |
| Total debt | $0 | $300m |
| Debt to equity | — | — |
| Dividend per share | $1.08 | $1.44 |
| Dividend yield | 3.4% | 4.1% |
| Share buybacks | $9.4m | $23.2m |
| Employees | — | — |
| Market value | $984m | $1.05bn |
| Price vs our value range | — | — |
| Moat score | 70 (Strong) | 84 (Strong) |
| Insider trades, 12 months | 0 buys, 3 sales | 2 buys, 2 sales |