Lakeland Financial vs Southside Bancshares
Lakeland Financial and Southside Bancshares are similar in size: $269m and $237m of revenue in their latest fiscal years. Lakeland Financial grew faster (6.1% against -8.1%). Lakeland Financial kept more of each dollar of sales as profit: a net margin of 38.4% against 29.2%.
| Latest fiscal year | Lakeland FinancialLKFN, 2025 | Southside BancsharesSBSI, 2025 |
|---|---|---|
| Revenue | $269m | $237m |
| Revenue growth | 6.1% | -8.1% |
| Net income | $103m | $69.2m |
| Operating margin | — | — |
| Net margin | 38.4% | 29.2% |
| Return on equity | 14.3% | 8.3% |
| Free cash flow | $104m | $73.5m |
| Cash | $141m | $390m |
| Total debt | $184m | $300m |
| Debt to equity | — | — |
| Dividend per share | $2.00 | $1.44 |
| Dividend yield | 3.4% | 4.1% |
| Share buybacks | $20.4m | $23.2m |
| Employees | — | — |
| Market value | $1.53bn | $1.05bn |
| Price vs our value range | — | — |
| Moat score | 88 (Strong) | 84 (Strong) |
| Insider trades, 12 months | 3 buys, 12 sales | 2 buys, 2 sales |