Humana vs Molina Healthcare
Humana is the larger business, with $129.66bn of revenue in fiscal 2025 against $45.43bn for Molina Healthcare (2.9 times as much). Molina Healthcare grew faster (11.7% against 10.1%). Molina Healthcare kept more of each dollar of sales as profit: a net margin of 1.0% against 0.9%. Humana carries less debt relative to equity (70.1% against 92.6%).
| Latest fiscal year | HumanaHUM, 2025 | Molina HealthcareMOH, 2025 |
|---|---|---|
| Revenue | $129.66bn | $45.43bn |
| Revenue growth | 10.1% | 11.7% |
| Net income | $1.19bn | $472m |
| Operating margin | 2.1% | 1.7% |
| Net margin | 0.9% | 1.0% |
| Return on equity | 7.0% | 11.0% |
| Free cash flow | $375m | −$636m |
| Cash | $4.20bn | $4.25bn |
| Total debt | $12.37bn | $3.77bn |
| Debt to equity | 70.1% | 92.6% |
| Dividend per share | $3.54 | — |
| Dividend yield | 0.9% | — |
| Share buybacks | $151m | $1.00bn |
| Employees | 67,060 | 19,000 |
| Market value | $49.72bn | $10.84bn |
| Price vs our value range | Below our value range | — |
| Moat score | 48 (Moderate) | 40 (Weak) |
| Insider trades, 12 months | 1 buys, 0 sales | 1 buys, 4 sales |