Clover Health Investments vs Molina Healthcare
Molina Healthcare is the larger business, with $45.43bn of revenue in fiscal 2025 against $1.92bn for Clover Health Investments (23.6 times as much). Clover Health Investments grew faster (40.3% against 11.7%). Molina Healthcare kept more of each dollar of sales as profit: a net margin of 1.0% against -4.4%. Clover Health Investments carries less debt relative to equity (0.0% against 92.6%).
| Latest fiscal year | Clover Health InvestmentsCLOV, 2025 | Molina HealthcareMOH, 2025 |
|---|---|---|
| Revenue | $1.92bn | $45.43bn |
| Revenue growth | 40.3% | 11.7% |
| Net income | −$85.5m | $472m |
| Operating margin | -4.4% | 1.7% |
| Net margin | -4.4% | 1.0% |
| Return on equity | -26.3% | 11.0% |
| Free cash flow | −$69.0m | −$636m |
| Cash | $78.3m | $4.25bn |
| Total debt | $0 | $3.77bn |
| Debt to equity | 0.0% | 92.6% |
| Dividend per share | — | — |
| Dividend yield | — | — |
| Share buybacks | $18.3m | $1.00bn |
| Employees | 724 | 19,000 |
| Market value | $2.35bn | $10.84bn |
| Price vs our value range | — | — |
| Moat score | 17 (Weak) | 40 (Weak) |
| Insider trades, 12 months | 0 buys, 42 sales | 1 buys, 4 sales |