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Clover Health Investments vs Molina Healthcare

Molina Healthcare is the larger business, with $45.43bn of revenue in fiscal 2025 against $1.92bn for Clover Health Investments (23.6 times as much). Clover Health Investments grew faster (40.3% against 11.7%). Molina Healthcare kept more of each dollar of sales as profit: a net margin of 1.0% against -4.4%. Clover Health Investments carries less debt relative to equity (0.0% against 92.6%).

Latest fiscal yearClover Health InvestmentsCLOV, 2025Molina HealthcareMOH, 2025
Revenue $1.92bn $45.43bn
Revenue growth 40.3% 11.7%
Net income −$85.5m $472m
Operating margin -4.4% 1.7%
Net margin -4.4% 1.0%
Return on equity -26.3% 11.0%
Free cash flow −$69.0m −$636m
Cash $78.3m $4.25bn
Total debt $0 $3.77bn
Debt to equity 0.0% 92.6%
Dividend per share — —
Dividend yield — —
Share buybacks $18.3m $1.00bn
Employees 724 19,000
Market value $2.35bn $10.84bn
Price vs our value range — —
Moat score 17 (Weak) 40 (Weak)
Insider trades, 12 months 0 buys, 42 sales 1 buys, 4 sales

Each figure is from the company's latest annual report and links to the page it comes from. Fiscal years can end on different dates. Market value and the value verdict use the delayed price shown on the stock pages. Not a recommendation.

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Figures from each company's latest annual report filed with the SEC (10-K or 20-F), as reported, with the fiscal year shown. Not investment advice. How we read filings: methodology.