Farmers & Merchants Bancorp vs RED River Bancshares
Farmers & Merchants Bancorp and RED River Bancshares are similar in size: $121m and $126m of revenue in their latest fiscal years. Farmers & Merchants Bancorp grew faster (19.6% against 14.4%). RED River Bancshares kept more of each dollar of sales as profit: a net margin of 34.1% against 27.4%.
| Latest fiscal year | Farmers & Merchants BancorpFMAO, 2025 | RED River BancsharesRRBI, 2025 |
|---|---|---|
| Revenue | $121m | $126m |
| Revenue growth | 19.6% | 14.4% |
| Net income | $33.3m | $42.8m |
| Operating margin | — | — |
| Net margin | 27.4% | 34.1% |
| Return on equity | 9.4% | 12.5% |
| Free cash flow | $35.0m | $42.2m |
| Cash | — | $213m |
| Total debt | $0 | $0 |
| Debt to equity | — | — |
| Dividend per share | $0.90 | $0.54 |
| Dividend yield | 2.5% | 0.7% |
| Share buybacks | $362,000 | $11.1m |
| Employees | 474 | 375 |
| Market value | $504m | $704m |
| Price vs our value range | — | — |
| Moat score | 64 (Moderate) | 86 (Strong) |
| Insider trades, 12 months | 0 buys, 0 sales | 13 buys, 0 sales |