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Porch Group, Inc. key statistics and ratios

In fiscal 2025, Porch Group, Inc. had an operating margin of 7.6% and a current ratio of 1.30. Each ratio below is calculated from the figures on its income statement, balance sheet and cash flow pages.

Financial ratios

US$ thousands unless shown otherwise. Fiscal years, plus the last twelve months (LTM) when newer.

Fiscal year2019Dec 20192020Dec 20202021Dec 20212022Dec 20222023Dec 20232024Dec 20242025Dec 2025LTMSept 2026
Gross margin72.3%75.7%69.5%61.0%46.7%46.1%70.5%72.1%
Operating margin−113.6%−58.4%−43.3%−64.2%−44.2%−14.7%7.6%8.0%
Net margin−133.2%−74.7%−55.4%−56.7%−31.1%−7.5%−0.7%1.8%
Free-cash-flow margin−38.4%−67.7%−18.6%−7.3%7.7%−7.4%13.7%21.5%
Return on equity——−65.7%−105.6%————
Return on assets−213.2%−34.1%−16.3%−15.0%−13.7%−3.8%−0.4%1.2%
Asset turnover1.600.460.290.260.440.510.600.64
Current ratio0.186.801.671.181.040.881.301.46
Debt to equity—47.4%196.1%568.5%———>999%
Interest cover (operating income ÷ interest)n/mn/mn/mn/mn/mn/m0.7x0.7x
Effective tax rate——————42.7%88.6%
Capital spending as % of revenue0.6%0.4%0.5%0.9%0.2%0.1%0.1%0.2%
Free cash flow ÷ net income———————>999%
Dividends and buybacks ÷ free cash flow————17.0%—0.0%2.2%

Returns use average equity or assets over the year. Return on equity is left blank when equity is negative or so small that the ratio says nothing (above ±200%); interest cover is left blank above 200 times. Price-based ratios such as P/E are on the valuation page.

Moat

Not assessed: fewer than five years of comparable figures in the filings. AI disruption exposure for this industry: Medium.

A rules-based reading of reported figures, not a forecast and not investment advice. How the score is built: methodology.

Compare with peers

Head to head: HIPO vs PRCHBOW vs PRCHJRVR vs PRCH

More: Property & Casualty Insurance stocks compared, Financials sector, rankings of US companies

Figures from Porch Group, Inc.'s SEC filings (10-K and 10-Q), retrieved October 29, 2026. How we read and check them: methodology and data sources. Not investment advice. Back to Porch Group, Inc.