Loandepot vs Onity Group
Loandepot and Onity Group are similar in size: $1.19bn and $1.07bn of revenue in their latest fiscal years. Loandepot grew faster (12.2% against 9.3%). Onity Group kept more of each dollar of sales as profit: a net margin of 17.8% against -5.3%.
| Latest fiscal year | LoandepotLDI, 2025 | Onity GroupONIT, 2025 |
|---|---|---|
| Revenue | $1.19bn | $1.07bn |
| Revenue growth | 12.2% | 9.3% |
| Net income | −$62.6m | $190m |
| Operating margin | — | — |
| Net margin | -5.3% | 17.8% |
| Return on equity | -14.0% | 35.4% |
| Free cash flow | −$735m | −$751m |
| Cash | $337m | $181m |
| Total debt | $2.10bn | $1.22bn |
| Debt to equity | — | 195.0% |
| Dividend per share | — | — |
| Dividend yield | 1.8% | — |
| Share buybacks | — | — |
| Employees | — | 4,300 |
| Market value | $133m | $241m |
| Price vs our value range | — | — |
| Moat score | — | 42 (Weak) |
| Insider trades, 12 months | 6 buys, 17 sales | 0 buys, 0 sales |