Enact Holdings vs Loandepot
Enact Holdings and Loandepot are similar in size: $1.24bn and $1.19bn of revenue in their latest fiscal years. Loandepot grew faster (12.2% against 2.8%). Enact Holdings kept more of each dollar of sales as profit: a net margin of 54.6% against -5.3%.
| Latest fiscal year | Enact HoldingsACT, 2025 | LoandepotLDI, 2025 |
|---|---|---|
| Revenue | $1.24bn | $1.19bn |
| Revenue growth | 2.8% | 12.2% |
| Net income | $674m | −$62.6m |
| Operating margin | — | — |
| Net margin | 54.6% | -5.3% |
| Return on equity | 13.0% | -14.0% |
| Free cash flow | — | −$735m |
| Cash | $582m | $337m |
| Total debt | $744m | $2.10bn |
| Debt to equity | 13.9% | — |
| Dividend per share | $0.81 | — |
| Dividend yield | — | 1.8% |
| Share buybacks | $382m | — |
| Employees | 419 | — |
| Market value | $6.61bn | $133m |
| Price vs our value range | — | — |
| Moat score | — | — |
| Insider trades, 12 months | 0 buys, 18 sales | 6 buys, 17 sales |