Enact Holdings vs Onity Group
Enact Holdings is the larger business, with $1.24bn of revenue in fiscal 2025 against $1.07bn for Onity Group (1.2 times as much). Onity Group grew faster (9.3% against 2.8%). Enact Holdings kept more of each dollar of sales as profit: a net margin of 54.6% against 17.8%. Enact Holdings carries less debt relative to equity (13.9% against 195.0%).
| Latest fiscal year | Enact HoldingsACT, 2025 | Onity GroupONIT, 2025 |
|---|---|---|
| Revenue | $1.24bn | $1.07bn |
| Revenue growth | 2.8% | 9.3% |
| Net income | $674m | $190m |
| Operating margin | — | — |
| Net margin | 54.6% | 17.8% |
| Return on equity | 13.0% | 35.4% |
| Free cash flow | — | −$751m |
| Cash | $582m | $181m |
| Total debt | $744m | $1.22bn |
| Debt to equity | 13.9% | 195.0% |
| Dividend per share | $0.81 | — |
| Dividend yield | — | — |
| Share buybacks | $382m | — |
| Employees | 419 | 4,300 |
| Market value | $6.61bn | $241m |
| Price vs our value range | — | — |
| Moat score | — | 42 (Weak) |
| Insider trades, 12 months | 0 buys, 18 sales | 0 buys, 0 sales |