Loandepot vs Radian Group
Loandepot and Radian Group are similar in size: $1.19bn and $1.20bn of revenue in their latest fiscal years. Loandepot grew faster (12.2% against -0.8%). Radian Group kept more of each dollar of sales as profit: a net margin of 48.7% against -5.3%.
| Latest fiscal year | LoandepotLDI, 2025 | Radian GroupRDN, 2025 |
|---|---|---|
| Revenue | $1.19bn | $1.20bn |
| Revenue growth | 12.2% | -0.8% |
| Net income | −$62.6m | $583m |
| Operating margin | — | — |
| Net margin | -5.3% | 48.7% |
| Return on equity | -14.0% | 12.4% |
| Free cash flow | −$735m | $116m |
| Cash | $337m | $24.8m |
| Total debt | $2.10bn | $1.11bn |
| Debt to equity | — | 23.2% |
| Dividend per share | — | $1.02 |
| Dividend yield | 1.8% | 3.0% |
| Share buybacks | — | $432m |
| Employees | — | 900 |
| Market value | $133m | $4.79bn |
| Price vs our value range | — | — |
| Moat score | — | 79 (Strong) |
| Insider trades, 12 months | 6 buys, 17 sales | 2 buys, 14 sales |