Mercantile Bank vs Southside Bancshares
Mercantile Bank and Southside Bancshares are similar in size: $243m and $237m of revenue in their latest fiscal years. Mercantile Bank grew faster (4.8% against -8.1%). Mercantile Bank kept more of each dollar of sales as profit: a net margin of 36.6% against 29.2%.
| Latest fiscal year | Mercantile BankMBWM, 2025 | Southside BancsharesSBSI, 2025 |
|---|---|---|
| Revenue | $243m | $237m |
| Revenue growth | 4.8% | -8.1% |
| Net income | $88.8m | $69.2m |
| Operating margin | — | — |
| Net margin | 36.6% | 29.2% |
| Return on equity | 13.6% | 8.3% |
| Free cash flow | — | $73.5m |
| Cash | — | $390m |
| Total debt | $0 | $300m |
| Debt to equity | — | — |
| Dividend per share | $1.50 | $1.44 |
| Dividend yield | 2.5% | 4.1% |
| Share buybacks | — | $23.2m |
| Employees | — | — |
| Market value | $1.05bn | $1.05bn |
| Price vs our value range | — | — |
| Moat score | 80 (Strong) | 84 (Strong) |
| Insider trades, 12 months | 0 buys, 2 sales | 2 buys, 2 sales |