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Mercantile Bank vs Southside Bancshares

Mercantile Bank and Southside Bancshares are similar in size: $243m and $237m of revenue in their latest fiscal years. Mercantile Bank grew faster (4.8% against -8.1%). Mercantile Bank kept more of each dollar of sales as profit: a net margin of 36.6% against 29.2%.

Latest fiscal yearMercantile BankMBWM, 2025Southside BancsharesSBSI, 2025
Revenue $243m $237m
Revenue growth 4.8% -8.1%
Net income $88.8m $69.2m
Operating margin — —
Net margin 36.6% 29.2%
Return on equity 13.6% 8.3%
Free cash flow — $73.5m
Cash — $390m
Total debt $0 $300m
Debt to equity — —
Dividend per share $1.50 $1.44
Dividend yield 2.5% 4.1%
Share buybacks — $23.2m
Employees — —
Market value $1.05bn $1.05bn
Price vs our value range — —
Moat score 80 (Strong) 84 (Strong)
Insider trades, 12 months 0 buys, 2 sales 2 buys, 2 sales

Each figure is from the company's latest annual report and links to the page it comes from. Fiscal years can end on different dates. Market value and the value verdict use the delayed price shown on the stock pages. Not a recommendation.

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Figures from each company's latest annual report filed with the SEC (10-K or 20-F), as reported, with the fiscal year shown. Not investment advice. How we read filings: methodology.