NB Bancorp vs Orrstown Financial Services
Orrstown Financial Services is the larger business, with $252m of revenue in fiscal 2025 against $214m for NB Bancorp (1.2 times as much). Orrstown Financial Services grew faster (30.8% against 23.0%). Orrstown Financial Services kept more of each dollar of sales as profit: a net margin of 32.1% against 23.5%.
| Latest fiscal year | NB BancorpNBBK, 2025 | Orrstown Financial ServicesORRF, 2025 |
|---|---|---|
| Revenue | $214m | $252m |
| Revenue growth | 23.0% | 30.8% |
| Net income | $50.3m | $80.9m |
| Operating margin | — | — |
| Net margin | 23.5% | 32.1% |
| Return on equity | 6.2% | 14.6% |
| Free cash flow | $57.4m | $70.5m |
| Cash | $408m | $150m |
| Total debt | $0 | $0 |
| Debt to equity | — | — |
| Dividend per share | — | $1.06 |
| Dividend yield | — | 2.5% |
| Share buybacks | $77.1m | $263,000 |
| Employees | 376 | — |
| Market value | $979m | $873m |
| Price vs our value range | — | — |
| Moat score | — | 51 (Moderate) |
| Insider trades, 12 months | 27 buys, 1 sales | 0 buys, 0 sales |